Cycling in Nature

Deportes de aventura Excursiones

¿Viaja con frecuencia, pero no le preocupan las cancelaciones, retrasos o interrupciones del viaje?

Se encuentran disponibles varios tipos de planes que ofrecen cobertura de viaje anual. Primero, los planes médicos de viaje que lo cubren mientras viaja internacionalmente durante el año son una opción. Se requiere que exista cobertura médica primaria para ser elegible para los planes médicos de viajes múltiples, y también es importante tener en cuenta la duración máxima permitida por viaje, que varía según el plan. En segundo lugar, las membresías anuales de evacuación de emergencia pueden cubrirlo siempre que viaje a más de una cierta distancia de su hogar (generalmente de 50 a 150 millas, según el plan). Finalmente, algunos de los planes de muerte accidental ofrecen una cobertura opcional de viajes múltiples.

> ¿Cuándo debería considerar un plan de seguro de viaje anual?

Simple, si tiene varios viajes programados durante un período de un año.

Pero sepa, debe regresar a casa entre los viajes. Un solo viaje a múltiples destinos no califica a un viajero para un plan de seguro de viaje anual. Sin embargo, si regresa a casa por un período y luego emprende otro viaje a varios lugares, podría considerar un plan anual o anual.

> ¿Qué tipo de cobertura se incluye con los planes anuales?

La mayoría de los planes anuales de viajes múltiples se centran principalmente en la cobertura de evacuación médica y de emergencia de viaje o solo en la cobertura de evacuación médica de emergencia. Esto significa que las coberturas estándar en los planes de seguro de viaje integrales generalmente no están incluidas (cancelación de viaje, interrupción del viaje y retraso del viaje). Algunos planes anuales de viajes múltiples incluyen cobertura limitada por pérdida de equipaje, pero no todos.

Si está buscando cobertura por muerte accidental, puede comprar un plan por muerte accidental y desmembramiento para viajes múltiples. Esta es una opción elegida en algunos planes de muerte accidental y su compra sería un costo adicional.

> ¿Es un plan anual una buena opción para los viajeros frecuentes?

Si viaja varias veces en el período de un año, es posible que esté buscando protección de viaje que se adapte a sus necesidades específicas. Lo más probable es que esas necesidades se centren en la atención médica de emergencia durante un viaje al extranjero.

Un plan de seguro de viaje anual o anual es una solución perfecta. Cuando viaje al extranjero, es posible que su plan médico primario no lo cubra. Un plan de seguro de viaje anual puede ayudar a compensar los costos de las necesidades de atención médica cubiertas. Como siempre, comuníquese con nuestros expertos en atención al cliente si tiene alguna pregunta específica sobre seguros de viaje.

NECESITA VIAJE INDIVIDUAL / MULTI
SEGURO DE VIAJE?

GolfSafe Travel Protection

You need to be 100% focused on your game to play a great round of golf by avoiding countless hazards on and off the course. That is why TravelSafe created a product specifically for the modern golfer – GolfSafe Travel Protection. Since 1971, TravelSafe Insurance has been helping travelers manage the risks associated with travel. Now, you can protect your trip, yourself, and your equipment from unexpected hazards with travel protection made for golfers, by golfers.

Holding Golf Clubs
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Golf Insurance

Underwritten By: Nationwide Mutual Insurance Company and Affiliated Companies, Columbus, OH.

Patriot Platinum Travel

  • COVID-19 covered same as any other illness

  • Travel medical insurance for individuals, families and groups

  • Coverage for acute onset of pre-existing conditions

  • Renewable up to 36 months

  • Deductible options from $0 to $25,000

  • Maximum limits from $2,000,000 to $8,000,000

Sports Facility 3

AM Best Rating - A+

Globally recognized underwriters

 A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's

Sport Insurance

SafeTreker Sport

Provides coverage for some Hazardous Sports, including skydiving; hang-gliding; parachuting; mountaineering; bungee-cord jumping; scuba diving (if accompanied by a divemaster or if the depth is equal to or less than fifty (50) feet; spelunking or caving). This plan includes $2,500 for Trip Cancellation and Interruption, $50,000 coverage for Accident and Sickness and $2,000 for baggage. Also included in this plan is the Search and Rescue benefit of $5,000 and Evacuation, in case of a natural disaster at your location, up to $50,000.

Underwater Scuba Diving

AM Best Rating: A+

Underwritten by Nationwide Mutual Insurance Company

SafeTreker Extreme

In addition to Hazardous sports covered by SafeTreker Sport, SafeTreker Extreme offers coverage for over 400 named sports! Up to $5,000 for Trip Cancellation Trip Interruption and $100,000 Accident and Sickness Medical Coverage, $3,000 for baggage. Search and rescue up to $10,000 and Sports Equipment Rental protection up to $3,000.

Image by Maarten Duineveld

AM Best Rating: A+

Underwritten by Nationwide Mutual Insurance Company

SafeTreker Extreme +

For the most adventurous, SafeTreker Extreme Plus covers up to 500 extreme activities and sports. This plan covers up to $10,000 for Trip Cancellation Trip Interruption and $100,000 Accident and Sickness Medical Coverage, $3,000 for baggage. Search and rescue up to $10,000 and Sports Equipment Rental protection up to $3,000.

Image by Filipe Dos Santos Mendes

AM Best Rating: A+

Underwritten by Nationwide Mutual Insurance Company

Travel Medical Insurance - Including USA

International Travel to the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, along with the option to add COVID-19 coverage through their Plus plan. 
 

Examples of eligible purchases for Travel Including the USA

  • A non-U.S. resident and non-U.S. citizen is traveling to the USA.  

  • A non-U.S. resident and non-U.S. citizens is spending part of their trip in the USA.  

  • An Irish citizen and resident is flying to Mexico and has a layover in the USA. 

  • A Mexican citizen and resident is driving through the USA to Canada. 

2 Plan Levels available

  • Basic Plan

  • Plus Plan (Plus covers COVID the same as any illness for all ages)


The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country.

Boulders

AM Best Rating: A (Excellent)

Underwriter: Crum & Forster SPC

Travel Medical Insurance - Excluding USA

International Travel outside of the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, along with the option to add COVID-19 coverage through their Plus plan. 
 

Examples of eligible purchases for Travel Excluding the USA

  • A U.S. resident is traveling outside the USA.   

  • A non-U.S. resident and non-U.S. citizen is traveling outside the USA.   

  • A French citizen and resident is flying to Iceland and returning home. 

  • An Australian citizen and resident is flying to Europe, Africa, and Canada.  

3 Plan Levels

  • Basic, Choice & Plus

  • Plus covers COVID in two tiers

    • Same as any illness up to Age 65

    • Up to $100,000 for Ages 66 and up

 
The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country.

Image by Tobias Tullius

AM Best Rating: A (Excellent)

Underwriter: Lloyd’s of London and in specific scenarios Tramont Insurance Company