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¿Viaja con frecuencia, pero no le preocupan las cancelaciones, retrasos o interrupciones del viaje?

Se encuentran disponibles varios tipos de planes que ofrecen cobertura de viaje anual. Primero, los planes médicos de viaje que lo cubren mientras viaja internacionalmente durante el año son una opción. Se requiere que exista cobertura médica primaria para ser elegible para los planes médicos de viajes múltiples, y también es importante tener en cuenta la duración máxima permitida por viaje, que varía según el plan. En segundo lugar, las membresías anuales de evacuación de emergencia pueden cubrirlo siempre que viaje a más de una cierta distancia de su hogar (generalmente de 50 a 150 millas, según el plan). Finalmente, algunos de los planes de muerte accidental ofrecen una cobertura opcional de viajes múltiples.

> ¿Cuándo debería considerar un plan de seguro de viaje anual?

Simple, si tiene varios viajes programados durante un período de un año.

Pero sepa, debe regresar a casa entre los viajes. Un solo viaje a múltiples destinos no califica a un viajero para un plan de seguro de viaje anual. Sin embargo, si regresa a casa por un período y luego emprende otro viaje a varios lugares, podría considerar un plan anual o anual.

> ¿Qué tipo de cobertura se incluye con los planes anuales?

La mayoría de los planes anuales de viajes múltiples se centran principalmente en la cobertura de evacuación médica y de emergencia de viaje o solo en la cobertura de evacuación médica de emergencia. Esto significa que las coberturas estándar en los planes de seguro de viaje integrales generalmente no están incluidas (cancelación de viaje, interrupción del viaje y retraso del viaje). Algunos planes anuales de viajes múltiples incluyen cobertura limitada por pérdida de equipaje, pero no todos.

Si está buscando cobertura por muerte accidental, puede comprar un plan por muerte accidental y desmembramiento para viajes múltiples. Esta es una opción elegida en algunos planes de muerte accidental y su compra sería un costo adicional.

> ¿Es un plan anual una buena opción para los viajeros frecuentes?

Si viaja varias veces en el período de un año, es posible que esté buscando protección de viaje que se adapte a sus necesidades específicas. Lo más probable es que esas necesidades se centren en la atención médica de emergencia durante un viaje al extranjero.

Un plan de seguro de viaje anual o anual es una solución perfecta. Cuando viaje al extranjero, es posible que su plan médico primario no lo cubra. Un plan de seguro de viaje anual puede ayudar a compensar los costos de las necesidades de atención médica cubiertas. Como siempre, comuníquese con nuestros expertos en atención al cliente si tiene alguna pregunta específica sobre seguros de viaje.

Multi / Anual   Seguro de viaje de viaje

NECESITA VIAJE INDIVIDUAL / MULTI
SEGURO DE VIAJE?

Trip cancellation (for US Residents)

RoundTrip travel insurance protects trip expenses, medical expenses, and baggage for one-way and round trips in the USA and abroad. If you cancel your trip for a covered reason, the Trip Cancellation benefit in our plans reimburses unused, nonrefundable payments or deposits for the travel arrangements you purchased for your trip.

AM Best Rating: A (Excellent)

Travel insurance

Underwriter: The United States Fire Insurance Company 

Travel insurance

Trip Protector (Trip cancellation for US Residents)

Select from 3 plans

Economy

Classic

Preferred

AM Best Rating: A (Excellent)

Travel insurance

Underwriter
Travel insurance plans underwritten by Nationwide® to protect your vacation investment

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Trip cancellation (for US Residents)

TravelSafe travel protection is curated for residents of the United States. Whether you are traveling domestically or abroad, our plans offer coverage to help protect your trip, your belongings, and those who go along for the adventure. ach plan has travel insurance benefits and non-insurance assistance services to help protect your trip, your belongings, and those who go along for the adventure.

AM Best Rating: A (Excellent)

Travelling in America

Underwriter 
Travel insurance plans underwritten by Nationwide® to protect your vacation investment

Travel insurance

Safe Travels Voyager for US Citizens

Covers trip cancellation from $0 up to $100,000 and includes $250,000 Primary Medical with coverage for Pre-Existing Medical conditions on plans purchased prior to or with final trip payment. The optional Cancel for Any Reason (CFAR) provides reimbursement for the percentage of the prepaid, non-refundable, forfeited payments you paid for your trip, if you cancel your trip for any reason not otherwise covered. Must be purchased with initial policy and within 21 days of the initial trip deposit date, and the full, nonrefundable trip cost is insured.

Travel insurance

Trip cancellation for US citizens and US Residents travelling to other countries or domestically

Travel insurance

Underwritten by: Nationwide

Safe Travels Basic Annual

Just the necessities. Our Basic level includes our Worldwide 24/7 Emergency Assistance Services, up to $2,500 per Annual Policy Term for Trip Cancellation and Interruption, $10,000 coverage for Emergency Medical Expense as well as baggage and many other essential benefits while you travel. COVID-19 EXPENSES are covered and treated as any other sickness.  COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness.  Coverage starts the day after purchase. 

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Covers US CITIZENS/US RESIDENTS ONLY 
Not available in Florida, Washington & New York

Travel insurance

Underwritten by: Nationwide

Safe Travels Deluxe Annual

The Annual Deluxe Plan features everything in the Basic plan plus we have included Itinerary Change coverage. This plan features $5,000 for Trip Cancellation per Annual Policy Term and Interruption and $20,000 Emergency Medical Expense as well as baggage and many other essential benefits while you travel. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness. Coverage starts the day after purchase. 

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Covers US CITIZENS/US RESIDENTS ONLY
Not available in Florida, Washington & New York

Travel insurance

Underwritten by: Nationwide

Safe Travels Executive Annual

The Executive Plan offers all the benefits of both Basic and Deluxe level coverage plus coverage for Sports Equipment Rental! There’s more! $10,000 for Trip Cancellation and Interruption. $50,000 for Emergency Medical Expense, $1,000 for baggage. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness. Coverage starts the day after purchase. 

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Covers US CITIZENS/US RESIDENTS ONLY 
Not available in Florida, Washington & New York

Travel insurance

Underwritten by: Nationwide

Comparison Quote

Each of the Travel Insured Worldwide Trip Protector plans include the Trip Cancellation and Trip Interruption coverage as well as Travel Medical Insurance and Medical Evacuation and Baggage Delay, Loss, Theft, and Damage. Travel Insured provides coverage for medical expenses incurred during travel, particularly outside of the U.S., that health insurance providers frequently deny as out of network. With the medical benefits included in these plans, you can help ensure access to quality medical treatment wherever you travel and protect yourself from unexpected travel medical and evacuation expenses

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AM Best Rating: A Excellent

Underwritten by United States Fire Insurance Company

Worldwide Trip Protector (WTP)

Accident & Sickness Medical Expense $100,000

Option for Cancel for Any Reason (CFAR) and Option for Interruption for Any Reason (IFAR)

Medical Evacuation and Repatriation of Remains $1,000,000

Non-Insurance Worldwide Assistance Services are included in both plans and include Medical or Legal Referral, Inoculation Information, Hospital Admission Guarantee, Telemedicine, House Calls, Translation Service, Lost Baggage Retrieval, Passport/Visa Information, Emergency Cash Advance, Bail Bond, Prescription Drug/Eyeglass Replacement, ID Theft Resolution Service, Concierge Service, and Business Concierge

The Pre-Existing Condition Exclusion will be waived if you purchase the protection plan within 21 days of the date your initial trip payment or deposit is received and you are medically able and not disabled from travel at the time you purchase the plan.

 COVID 19 is considered an illness and treated the same as any illness

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AM Best Rating: A Excellent

Underwritten by United States Fire Insurance Company

World Trip Protector (Edge)

Accident & Sickness Medical Expense $10,000

Medical Evacuation and Repatriation of Remains $100,000

Non-Insurance Worldwide Assistance Services are included in this plan and include Medical or Legal Referral, Inoculation Information, Hospital Admission Guarantee, Telemedicine, House Calls, Translation Service, Lost Baggage Retrieval, Passport/Visa Information, Emergency Cash Advance, Bail Bond, Prescription Drug / Eyeglass Replacement, ID Theft Resolution Service, Concierge Service, and Business Concierge

 

The Pre-Existing Condition Exclusion will be waived if you purchase the protection plan within 14 days of the date your initial trip payment or deposit is received and you are medically able and not disabled from travel at the time you purchase the plan.

COVID 19 is considered an illness and treated the same as any illness.

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AM Best Rating: A Excellent

Underwritten by United States Fire Insurance Company