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Tokio Marine Holdings, Inc, is a multinational insurance holding company headquartered in Tokyo, Japan. It is the largest property/casualty insurance group in Japan in terms of revenue and is the parent company for the Tokio Marine Group which employs 39,000 people in 38 countries worldwide. Tokio Marine Holdings, Inc, es un holding de seguros multinacional con sede en Tokio, Japón. Es el grupo de seguros de propiedad y accidentes más grande de Japón en términos de ingresos y es la empresa matriz de Tokio Marine Group, que emplea a 39.000 personas en 38 países en todo el mundo. Visit website Por qué elegir World Trips A lo largo de los años, TOKIO MARINE now WORLD TRIPS ha ganado una vasta experiencia en la defensa del progreso y hemos llegado a comprender la importancia de cómo los seguros pueden utilizarse como una herramienta para afrontar desafíos financieros, vivir en voz alta y asumir riesgos formidables que son vitales. para cosechar el éxito. Así es como el seguro ha hecho posibles muchos milagros de hoy en día porque le ha dado al hombre común la confianza para tomar riesgos sin miedo. Desde 1998, han estado ayudando a los viajeros internacionales a navegar por el mundo con confianza. Ofrece una variedad de planes de seguro médico de viaje adaptables y económicos para satisfacer las necesidades de personas y grupos que viajan por placer, negocios, trabajo misionero, estudios en el extranjero y más. Los servicios de seguro médico de World Trips han diseñado la serie Atlas para eliminar los riesgos de los viajes internacionales, para que pueda tener un viaje agradable y productivo. Empaque protección integral para sus viajes, ya sean personales o de negocios. Elija entre los planes Classic o Premier y esté protegido de emergencias importantes o inconvenientes comunes de viaje. Planes integrales Atlas Journey® Insurance Short-term trip cancellation insurance for U.S. residents traveling domestically and abroad. Atlas Journey is comprehensive trip protection insurance for domestic and international travel. Choose from three levels of coverage: Atlas Journey Premier, Atlas Journey Preferred, and Atlas Journey Economy. Atlas Journey offers coverage for trip cancellation, trip interruption, travel delay, missed connection, and other travel-related benefits. It also provides coverage for emergency medical expenses and medical evacuation Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Atlas On-The-Go® Insurance Short-term travel insurance for U.S. residents traveling at home or abroad. Atlas On-The-Go is a travel insurance plan featuring reimbursement for trips that are cut short unexpectedly. This plan also provides coverage for medical emergencies, baggage damage or loss, missed connections, and other travel interruptions. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Planes médicos de viaje Atlas Travel® Insurance Short-term travel health insurance for individuals traveling outside of their home country. Whether you're traveling abroad for business or pleasure, Atlas Travel insurance can offer an international coverage plan for you. Atlas Travel can cover trips between 5 and 364 days. In addition to medical benefits for unexpected injuries and illnesses, Atlas Travel insurance offers benefits for emergency medical evacuation, terrorism, political evacuation, recreational sports and activities, and more. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Atlas MultiTrip™ Insurance Short-term travel health insurance for individuals taking multiple international trips throughout the year outside of their home country. Atlas MultiTrip is annual travel health insurance for individuals and their families who plan to take multiple trips abroad in a one-year period. Travelers can make one payment and receive international health coverage for multiple trips of up to 30 or 45 days each, as elected by the insured. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Planes de especialidad Student Secure® International Insurance International student health insurance for students pursuing their education outside of their home country. StudentSecure is designed to meet the insurance needs of full-time students and scholars studying abroad. The StudentSecure series offers four levels of coverage—Elite, Select, Budget, and Smart—so you can choose the plan that fits your needs and budget. These plans may include coverage for emergency medical evacuation, leisure sports and activities, mental health treatment, maternity and more. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Atlas Group® Insurance Short-term travel health insurance for groups of 5 or more traveling outside of their home country. Atlas Group is travel health insurance offered to groups of 5 or more individuals who are traveling abroad for up to 364 days. This plan provides the same benefits and services of our popular Atlas Travel plan at a 10% reduced group rate. Designed for missionary groups, student groups, business professionals, and families, Atlas Group provides coverage for unexpected medical expenses, emergency medical evacuation, repatriation of remains, and more. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Visite su sitio web para conocer la gama completa de planes y beneficios disponibles Visita la página web Quiere asegurarse con Viajes por el mundo? Un multilingue Equipo de asistencia en viaje de emergencia 24 horas al día, 7 días a la semana Información de contacto para viajes por el mundo > Atención al cliente 800-605-2282 > Horas de funcionamiento Todos los días, las 24 horas del día Correo electrónico de reclamaciones Ampliar o renovar la cobertura > Horas de operación de reclamos: Todos los días, las 24 horas del día > Contacto de reclamaciones Tel: 800-605-2282 Fax: 317-262-2140 Sitio web de reclamaciones de proveedores Asistencia de emergencia > Enviar por correo a Tokio Marine HCC - Grupo de servicios de seguros médicos Apartado de correos 2005 Farmington Hills, Michigan 48333 Presentar reclamaciones / guía Encuentre un médico / hospital

A leading provider of USA & International Travel Insurance, Visitor Insurance for visitors traveling to the USA, Trip Cancellation Insurance, International Student Insurance and more. Founded in 1998, Trawick International® offers many different types of insurance products to travelers all around the world. They continue to research ground-breaking plans to satisfy the needs of travelers everywhere. Un proveedor líder de seguros de viaje internacionales y para EE. UU., Seguro de visitante para visitantes que viajan a EE. UU., Seguro de cancelación de viaje, Seguro para estudiantes internacionales y más. Visit website Por qué elegir Trawick International Fundada en 1998, Trawick International® ofrece muchos tipos diferentes de productos de seguros a viajeros de todo el mundo. Continúan investigando planes innovadores para satisfacer las necesidades de los viajeros en todas partes. Trawick International es un proveedor de seguros mundial con experiencia en seguros médicos para viajes internacionales y seguros médicos para estudiantes internacionales. Brindan cobertura médica, evacuación de emergencia, repatriación, reunión de emergencia, evacuación de seguridad / política y mucho más para cualquier persona que viaje fuera de su país de origen. Trawick International ofrece una extensa red mundial de médicos, hospitales y farmacias de calidad tanto en los EE. UU. Como en todo el mundo ". Forbes Advisor otorgó a Trawick International los máximos honores en su lista de Mejores compañías de seguros de viaje para consumidores. De las 15 compañías de seguros de viaje clasificadas por el medio de noticias financieras, Trawick International ocupó el primer lugar, según la rigurosa metodología de Forbes basada en datos. Trawick International está acreditado por Better Business Bureau (BBB) con una calificación A + para nuestras operaciones comerciales responsables, confiables y centradas en el cliente. Comprehensive Travel Insurance Options Safe Travels Pathway Plus Pathway Plus is a mid-level travel protection and travel medical insurance plan designed for travelers seeking reliable coverage for both trip investment and unexpected medical emergencies. This plan offers balanced benefits, including trip cancellation and interruption protection, emergency medical and evacuation coverage, and optional upgrades for added flexibility. Pathway Plus is well suited for U.S. residents traveling domestically or internationally for up to 90 days who want dependable protection without the cost of a premium-tier plan. Trip cancellation for US citizens and US Residents travelling to other countries or domestically Customize & Buy View Brochure Underwritten by Wesco Insurance Company Safe Travels Pathway Premier The Pathway Premier plan features coverage for Pre-Existing Condition coverage if purchased on or prior to final payment. For leisure or business travel for domestic and international trips. This plan includes Worldwide 24/7 Emergency Assistance Services, Trip Cancellation and Interruption,Up to $150,000 coverage for Emergency Medical Expense as well as baggage and many other essential benefits while you travel. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness. Trip cancellation for US citizens and US Residents travelling to other countries or domestically Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Safe Travels Pathway Essential The Pathway Essential plan is an Economical Travel Protection and Travel Medical Insurance covers up to $25,000 trip cancellation and trip interruption. Also included is $25,000 primary emergency accident and sickness medical coverage. It covers $600 for potential accommodations/lodging expenses due to trip delay and airline ticket change fee. Covers Emergency medical evacuation and repatriation. Provides secondary baggage loss and delay. Trip cancellation for US citizens and US Residents travelling to other countries or domestically Customize & Buy View Brochure Underwritten by Wesco Insurance Company Safe Travels Pathway Domestic Pathway Domestic is a comprehensive U.S. travel protection plan designed to give you peace of mind on every trip, offering 100% reimbursement for trip cancellations or interruptions up to $14,000, plus valuable coverage for delays, missed connections, and baggage issues. With included perks like airport lounge access for qualifying flight delays and a complimentary pre‑travel medication consultation through Runway Health. Optional add‑ons such as Rental Car Damage and Accidental Death & Dismemberment benefits let you customize your protection, ensuring you’re covered from departure to return. Trip cancellation for US citizens and US Residents travelling to other countries or domestically Customize & Buy View Brochure Underwritten by: Wesco Insurance Company Travel Medical Plans Safe Travels Outbound Travel Medical and Evacuation Plan - for US Citizens and US Residents traveling outside the USA Primary Medical Plan for US Citizens and US Residents traveling outside the USA for up to 180 days. It includes medical, emergency medical evacuation, repatriation, and security evacuation and is for those traveling outside the United States. Rates are based on age and plan choices. Minimum 5 days of coverage purchase - up to 180 days. COVID-19 EXPENSES are covered and treated as any other sickness. This is stated on the VISA letter you receive upon purchase. Customize & Buy View Brochure Underwritten by Nationwide Mutual Insurance Company Safe Travels Outbound Cost Saver Safe Travels Outbound Cost Saver is an excess temporary travel medical plan for US Citizens and US Residents while traveling outside the USA for up to 180 days. It includes medical, emergency medical evacuation, repatriation, and security evacuation and is for those traveling outside the United States. Rates are based on age and plan choices. Minimum 5 days of coverage purchase - up to 180 days. COVID-19 EXPENSES are covered and treated as any other sickness. This is stated on the VISA letter you receive upon purchase. Travel Medical and Evacuation Plan - for US Citizens and US Residents traveling outside the USA Customize & Buy View Brochure Underwritten by Nationwide Mutual Insurance Company Safe Travels USA For NON US Citizens traveling to the USA or traveling to USA with a side trip or stop in another country (Must have some time in USA) For Non US Citizens and Non US Residents traveling to the USA or to USA and Worldwide for up to 364 days Customize & Buy View Brochure Underwritten by Zurich Insurance Europe AG Belgian branch Safe Travels USA Cost Saver Safe Travels USA Cost Saver plan provides coverage to non-US citizens who reside outside the USA and are traveling outside their Home Country to visit the United States or to the United States & Worldwide for up to 364 days This plan is not available to green card holders in the USA or US Citizens. This plan is not available to anyone age 90 or above. This plan does not cover any treatment for or complications arising from COVID-19, SARS-CoV-2 Illness. Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Safe Travels USA Comprehensive For Non US Citizens and Non US Residents traveling to the USA or to USA and Worldwide for up to 364 days. Covers Acute Onset of Pre-Existing conditions up to the policy maximum on some ages. Covers one Well Visit per policy. Rates are based on age, policy maximum and Out of Network Deductible choice. COVID-19 EXPENSES are covered and treated as any other sickness. Customize & Buy View Brochure Underwritten by Zurich Insurance Europe AG Belgian branch Safe Travels International Travel Medical and Related Benefits for persons traveling outside their home country. Up to $1,000,000 Medical and choice of Deductible. Please note this policy IS NOT valid for travel from, in, or to the United States of America. You must live in the country of Origin. Minimum 5 day purchase. COVID-19 EXPENSES are covered and treated as any other sickness. Travel Medical Plans for people traveling outside their home country and not to the USA. Not available to US Citizens or Greencard Holders Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Safe Travels International Cost Saver Budget Travel Medical and Related Benefits for persons traveling outside their home country but not to the USA. Up to $1,000,000 medical and choice of Deductible. Please note this policy IS NOT valid for travel from, in, or to the United States of America. You must live in the country of Origin. Minimum 5 day purchase. It does not cover any treatment for or complications arising from COVID-19,SARS-CoV-2 Illness. Travel Medical Plans for people traveling outside their home country and not to the USA. Not available to US Citizens or Greencard Holders Customize & Buy View Brochure Underwritten by Zurich Insurance Europe AG Belgian branch Planes de especialidad Collegiate Care Elite Collegiate Care Elite Highlights United Healthcare PPO Network Sports Activities Coverage Motor Vehicle Accident coverage Unlimited medical maximum Maternity coverage COVID-19 EXPENSES are covered and treated as any other sickness Collegiate Care Elite Student Plans for students, scholars, and educators while outside their home country in the USA (Must be enrolled in or work for the school) Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Collegiate Care Essential Budget Travel Medical and Related Benefits for persons traveling outside their home country but not to the USA. Up to $1,000,000 medical and choice of Deductible. Please note this policy IS NOT valid for travel from, in, or to the United States of America. You must live in the country of Origin. Minimum 5 day purchase. COVID-19 EXPENSES are covered and treated as any other sickness. Travel Medical Plans for people traveling outside their home country and not to the USA. Not available to US Citizens or Greencard Holders Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Planes de especialidad Safe Travels Rental Plus Safe Travels Rental Plus is an important way to protect your vacation investment against unforeseen circumstances that may occur before or during your scheduled trip. Travel Protection and Cancel for Any Reason Travel Protection offered Available to US Citizens and US Residents. Coverage may be purchased at time of initial booking; Up to 30 days before initial check-in. Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Visite su sitio web para conocer la gama completa de planes y beneficios disponibles Visita la página web Quiere asegurarse con Trawick International? Seguro de viaje para cada viaje Información de contacto de Trawick International Para usar con estas políticas: Safe Travels USA Cost Saver, Safe Travels USA Comprehensive, Safe Travels International sin EE. UU., Safe Travels International Cost Saver sin EE. UU. > Atención al cliente 888-301-9289 > Horas de funcionamiento De lunes a viernes de 8:00 a. M. A 6:00 p. M. CT Correo electrónico de reclamaciones Ampliar o renovar la cobertura > Horas de funcionamiento de reclamaciones De lunes a viernes de 8:00 a. M. A 6:00 p. M. CST > Contacto de reclamaciones Tel: 866-696-0409 Fax: 866-616-0444 Sitio web de reclamaciones de proveedores Asistencia de emergencia > Dirección postal Planes de beneficios coordinados, LLC en nombre de Crum y Forster Apartado de correos 2069 Fairhope, Alabama 36533 Presentar reclamaciones Encuentre un médico / hospital

Medical Evacuation & Repatriation Plans covers the expenses and associated services for your emergency medical evacuation or repatriation back to your home country. We offer a comprehensive, competitive service with a strong network of leading insurance and financial partners.  ¿Viaja con frecuencia, pero no le preocupan las cancelaciones, retrasos o interrupciones del viaje? Se encuentran disponibles varios tipos de planes que ofrecen cobertura de viaje anual. Primero, los planes médicos de viaje que lo cubren mientras viaja internacionalmente durante el año son una opción. Se requiere que exista cobertura médica primaria para ser elegible para los planes médicos de viajes múltiples, y también es importante tener en cuenta la duración máxima permitida por viaje, que varía según el plan. En segundo lugar, las membresías anuales de evacuación de emergencia pueden cubrirlo siempre que viaje a más de una cierta distancia de su hogar (generalmente de 50 a 150 millas, según el plan). Finalmente, algunos de los planes de muerte accidental ofrecen una cobertura opcional de viajes múltiples. > ¿Cuándo debería considerar un plan de seguro de viaje anual? Simple, si tiene varios viajes programados durante un período de un año. Pero sepa, debe regresar a casa entre los viajes. Un solo viaje a múltiples destinos no califica a un viajero para un plan de seguro de viaje anual. Sin embargo, si regresa a casa por un período y luego emprende otro viaje a varios lugares, podría considerar un plan anual o anual. > ¿Qué tipo de cobertura se incluye con los planes anuales? La mayoría de los planes anuales de viajes múltiples se centran principalmente en la cobertura de evacuación médica y de emergencia de viaje o solo en la cobertura de evacuación médica de emergencia. Esto significa que las coberturas estándar en los planes de seguro de viaje integrales generalmente no están incluidas (cancelación de viaje, interrupción del viaje y retraso del viaje). Algunos planes anuales de viajes múltiples incluyen cobertura limitada por pérdida de equipaje, pero no todos. Si está buscando cobertura por muerte accidental, puede comprar un plan por muerte accidental y desmembramiento para viajes múltiples. Esta es una opción elegida en algunos planes de muerte accidental y su compra sería un costo adicional. > ¿Es un plan anual una buena opción para los viajeros frecuentes? Si viaja varias veces en el período de un año, es posible que esté buscando protección de viaje que se adapte a sus necesidades específicas. Lo más probable es que esas necesidades se centren en la atención médica de emergencia durante un viaje al extranjero. Un plan de seguro de viaje anual o anual es una solución perfecta. Cuando viaje al extranjero, es posible que su plan médico primario no lo cubra. Un plan de seguro de viaje anual puede ayudar a compensar los costos de las necesidades de atención médica cubiertas. Como siempre, comuníquese con nuestros expertos en atención al cliente si tiene alguna pregunta específica sobre seguros de viaje. Seguro médico de viaje NECESITA VIAJE INDIVIDUAL / MULTI SEGURO DE VIAJE? Global Rescue Plans & Memberships 7, 14 or 30 day Memberships are available as well as Annual Memberships for: Medical Evacuation, Security Evacuation, Crisis Response Individual and Family Memberships Security and Medical Memberships Field rescue & medical evacuation Medical advisory & intelligence Destination reports & alerts Transport to home hospital of choice Customize & Buy View Brochure Seven Corners Medical Evacuation and Repatriation Seven Corners Medical Evacuation and Repatriation Annual Travel Insurance for evacuation covers travel to the United States (not for USA citizens). Any non-U.S. citizen and non-U.S. resident who is traveling to the United States and participating in full-time educational activities can buy this plan. You are not required to have a visa. Customize & Buy View Brochure AM Best Rating: A (Excellent) Underwriter: Lloyd’s, London

Annual Travel Medical Insurance Plans. These policies cover you for the period of one full calendar year beginning on the effective date you enter when purchasing coverage. We offer a comprehensive, competitive service with a strong network of leading insurance and financial partners.  Multi / Anual Seguro de viaje de viaje > ¿Viaja con frecuencia, pero no le preocupan las cancelaciones, retrasos o interrupciones del viaje? Se encuentran disponibles varios tipos de planes que ofrecen cobertura de viaje anual. Primero, los planes médicos de viaje que lo cubren mientras viaja internacionalmente durante el año son una opción. Se requiere que exista cobertura médica primaria para ser elegible para los planes médicos de viajes múltiples, y también es importante tener en cuenta la duración máxima permitida por viaje, que varía según el plan. En segundo lugar, las membresías anuales de evacuación de emergencia pueden cubrirlo siempre que viaje a más de una cierta distancia de su hogar (generalmente de 50 a 150 millas, según el plan). Finalmente, algunos de los planes de muerte accidental ofrecen una cobertura opcional de viajes múltiples. > ¿Cuándo debería considerar un plan de seguro de viaje anual? Simple, si tiene varios viajes programados durante un período de un año. Pero sepa, debe regresar a casa entre los viajes. Un solo viaje a múltiples destinos no califica a un viajero para un plan de seguro de viaje anual. Sin embargo, si regresa a casa por un período y luego emprende otro viaje a varios lugares, podría considerar un plan anual o anual. > ¿Qué tipo de cobertura se incluye con los planes anuales? La mayoría de los planes anuales de viajes múltiples se centran principalmente en la cobertura de evacuación médica y de emergencia de viaje o solo en la cobertura de evacuación médica de emergencia. Esto significa que las coberturas estándar en los planes de seguro de viaje integrales generalmente no están incluidas (cancelación de viaje, interrupción del viaje y retraso del viaje). Algunos planes anuales de viajes múltiples incluyen cobertura limitada por pérdida de equipaje, pero no todos. Si está buscando cobertura por muerte accidental, puede comprar un plan por muerte accidental y desmembramiento para viajes múltiples. Esta es una opción elegida en algunos planes de muerte accidental y su compra sería un costo adicional. > ¿Es un plan anual una buena opción para los viajeros frecuentes? Si viaja varias veces en el período de un año, es posible que esté buscando protección de viaje que se adapte a sus necesidades específicas. Lo más probable es que esas necesidades se centren en la atención médica de emergencia durante un viaje al extranjero. Un plan de seguro de viaje anual o anual es una solución perfecta. Cuando viaje al extranjero, es posible que su plan médico primario no lo cubra. Un plan de seguro de viaje anual puede ayudar a compensar los costos de las necesidades de atención médica cubiertas. Como siempre, comuníquese con nuestros expertos en atención al cliente si tiene alguna pregunta específica sobre seguros de viaje. NECESITA VIAJE INDIVIDUAL / MULTI SEGURO DE VIAJE? GeoBlue Trekker Annual Plan (For US citizens and residents) GeoBlue Trekker Multitrip Annual Plan Americans traveling overseas multiple times annually $1,000,000 medical limit. $500,000 medical evacuation benefit. Coverage of COVID-19 testing and treatment. Covers pre-existing conditions for medical services and medical evacuation. Unlimited trips outside the U.S. in a 12 month period (70 days max. per trip). Requires a primary health plan Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Seven Corners Travel Medical Annual Multi-Trip Seven Corners Travel Medical — Annual Travel Insurance Annual travel insurance with Coronavirus coverage. Includes 24 hour multilingual travel assistance, help finding a doctor, and evacuation if necessary. Seven Corners Travel Medical Annual Multi-Trip also includes $1 million of additional coverage for emergency medical evacuation and repatriation. Purchase coverage once a year and travel as often as you like for unlimited trips up to 30, 45, 60 days per trip Customize & Buy View Brochure AM Best Rating A (Excellent) Underwriter: Crum & Forster SPC Patriot Multi Trip Annual multi-trip travel medical insurance for individuals, families and groups Deductible of $250 Maximum limit of $1,000,000 Coverage for multiple trips up to 30 or 45 days Flexibility to travel as many times per year Customize & Buy View Brochure AM Best Rating A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's HTH Multi / Annual Trip Americans traveling overseas multiple times annually $1,000,000 medical limit. $500,000 medical evacuation benefit. Coverage of COVID-19 testing and treatment. Covers pre-existing conditions for medical services and medical evacuation. Unlimited trips outside the U.S. in a 12 month period (70 days max. per trip). Requires a primary health plan; however, the primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Safe Travels Basic Annual Just the necessities. Our Basic level includes our Worldwide 24/7 Emergency Assistance Services, up to $2,500 per Annual Policy Term for Trip Cancellation and Interruption, $10,000 coverage for Emergency Medical Expense as well as baggage and many other essential benefits while you travel. COVID-19 EXPENSES are covered and treated as any other sickness. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness. Coverage starts the day after purchase. Covers US CITIZENS/US RESIDENTS ONLY Not available in Florida, Washington & New York Customize & Buy View Brochure Underwritten by: Nationwide Safe Travels Deluxe Annual The Annual Deluxe Plan features everything in the Basic plan plus we have included Itinerary Change coverage. This plan features $5,000 for Trip Cancellation per Annual Policy Term and Interruption and $20,000 Emergency Medical Expense as well as baggage and many other essential benefits while you travel. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness. Coverage starts the day after purchase. Covers US CITIZENS/US RESIDENTS ONLY Not available in Florida, Washington & New York Customize & Buy View Brochure Underwritten by: Nationwide Safe Travels Executive Annual The Executive Plan offers all the benefits of both Basic and Deluxe level coverage plus coverage for Sports Equipment Rental! There’s more! $10,000 for Trip Cancellation and Interruption. $50,000 for Emergency Medical Expense, $1,000 for baggage. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness. Coverage starts the day after purchase. Covers US CITIZENS/US RESIDENTS ONLY Not available in Florida, Washington & New York Customize & Buy View Brochure Underwritten by: Nationwide

All recommended adventure and sports travel insurance plans cover typical vacation activities.If you plan to participate in more adventurous activities when you travel, consider buying this additional optional coverage. Deportes de aventura Excursiones ¿Viaja con frecuencia, pero no le preocupan las cancelaciones, retrasos o interrupciones del viaje? Se encuentran disponibles varios tipos de planes que ofrecen cobertura de viaje anual. Primero, los planes médicos de viaje que lo cubren mientras viaja internacionalmente durante el año son una opción. Se requiere que exista cobertura médica primaria para ser elegible para los planes médicos de viajes múltiples, y también es importante tener en cuenta la duración máxima permitida por viaje, que varía según el plan. En segundo lugar, las membresías anuales de evacuación de emergencia pueden cubrirlo siempre que viaje a más de una cierta distancia de su hogar (generalmente de 50 a 150 millas, según el plan). Finalmente, algunos de los planes de muerte accidental ofrecen una cobertura opcional de viajes múltiples. > ¿Cuándo debería considerar un plan de seguro de viaje anual? Simple, si tiene varios viajes programados durante un período de un año. Pero sepa, debe regresar a casa entre los viajes. Un solo viaje a múltiples destinos no califica a un viajero para un plan de seguro de viaje anual. Sin embargo, si regresa a casa por un período y luego emprende otro viaje a varios lugares, podría considerar un plan anual o anual. > ¿Qué tipo de cobertura se incluye con los planes anuales? La mayoría de los planes anuales de viajes múltiples se centran principalmente en la cobertura de evacuación médica y de emergencia de viaje o solo en la cobertura de evacuación médica de emergencia. Esto significa que las coberturas estándar en los planes de seguro de viaje integrales generalmente no están incluidas (cancelación de viaje, interrupción del viaje y retraso del viaje). Algunos planes anuales de viajes múltiples incluyen cobertura limitada por pérdida de equipaje, pero no todos. Si está buscando cobertura por muerte accidental, puede comprar un plan por muerte accidental y desmembramiento para viajes múltiples. Esta es una opción elegida en algunos planes de muerte accidental y su compra sería un costo adicional. > ¿Es un plan anual una buena opción para los viajeros frecuentes? Si viaja varias veces en el período de un año, es posible que esté buscando protección de viaje que se adapte a sus necesidades específicas. Lo más probable es que esas necesidades se centren en la atención médica de emergencia durante un viaje al extranjero. Un plan de seguro de viaje anual o anual es una solución perfecta. Cuando viaje al extranjero, es posible que su plan médico primario no lo cubra. Un plan de seguro de viaje anual puede ayudar a compensar los costos de las necesidades de atención médica cubiertas. Como siempre, comuníquese con nuestros expertos en atención al cliente si tiene alguna pregunta específica sobre seguros de viaje. NECESITA VIAJE INDIVIDUAL / MULTI SEGURO DE VIAJE? GolfSafe Travel Protection You need to be 100% focused on your game to play a great round of golf by avoiding countless hazards on and off the course. That is why TravelSafe created a product specifically for the modern golfer – GolfSafe Travel Protection. Since 1971, TravelSafe Insurance has been helping travelers manage the risks associated with travel. Now, you can protect your trip, yourself, and your equipment from unexpected hazards with travel protection made for golfers, by golfers. Customize & Buy View Brochure Underwritten By: Nationwide Mutual Insurance Company and Affiliated Companies, Columbus, OH. Patriot Platinum Travel COVID-19 covered same as any other illness Travel medical insurance for individuals, families and groups Coverage for acute onset of pre-existing conditions Renewable up to 36 months Deductible options from $0 to $25,000 Maximum limits from $2,000,000 to $8,000,000 Customize & Buy View Brochure AM Best Rating - A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's SafeTreker Sport Provides coverage for some Hazardous Sports, including skydiving; hang-gliding; parachuting; mountaineering; bungee-cord jumping; scuba diving (if accompanied by a divemaster or if the depth is equal to or less than fifty (50) feet; spelunking or caving). This plan includes $2,500 for Trip Cancellation and Interruption, $50,000 coverage for Accident and Sickness and $2,000 for baggage. Also included in this plan is the Search and Rescue benefit of $5,000 and Evacuation, in case of a natural disaster at your location, up to $50,000. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Nationwide Mutual Insurance Company SafeTreker Extreme In addition to Hazardous sports covered by SafeTreker Sport, SafeTreker Extreme offers coverage for over 400 named sports! Up to $5,000 for Trip Cancellation Trip Interruption and $100,000 Accident and Sickness Medical Coverage, $3,000 for baggage. Search and rescue up to $10,000 and Sports Equipment Rental protection up to $3,000. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Nationwide Mutual Insurance Company SafeTreker Extreme + For the most adventurous, SafeTreker Extreme Plus covers up to 500 extreme activities and sports. This plan covers up to $10,000 for Trip Cancellation Trip Interruption and $100,000 Accident and Sickness Medical Coverage, $3,000 for baggage. Search and rescue up to $10,000 and Sports Equipment Rental protection up to $3,000. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Nationwide Mutual Insurance Company Seven Corners Travel Medical Insurance - Including USA International Travel to the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, Covid will be treated same as any Illness on both plans. Examples of eligible purchases for Travel Including the USA A non-U.S. resident and non-U.S. citizen is traveling to the USA. A non-U.S. resident and non-U.S. citizens is spending part of their trip in the USA. An Irish citizen and resident is flying to Mexico and has a layover in the USA. A Mexican citizen and resident is driving through the USA to Canada. 2 Plan Levels available Basic Plan Seven Corners Travel Medical Choice The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country. Customize & Buy View Brochure AM Best Rating: A (Excellent) Underwriter: Crum & Forster SPC Seven Corners Travel Medical Global - Excluding USA International Travel outside of the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, along with coverage for COVID-19 Examples of eligible purchases for Travel Medical Global Excluding the USA: Travelers must be non-U.S. residents who are at least 14 days of age or older. You are covered for worldwide trips that exclude the USA, provided you are traveling outside of the country where you have your primary residence A non-U.S. resident and non-U.S. citizen is traveling outside the USA. A French citizen and resident flying to Iceland and returning home. An Australian citizen and resident flying to Europe, Africa, and Canada. 2 Plan Levels Basic & Choice Covid Same as any illness From 14 days old to 64 years old: Options up to $1,000,000; 65 to 79 years old: $50,000; $100,000; 80 years and older: $10,000 The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country. Customize & Buy View Brochure AM Best Rating: A (Excellent) Underwriter: Crum & Forster SPC

Travelex Insurance Services is a leading travel insurance provider in North America with over 55 years of combined industry expertise of helping people dream, explore and travel with confidence. Travelex is committed to delivering exceptional products and services to their clients. IMG es un proveedor galardonado de servicios de asistencia y beneficios de seguros globales. Durante más de 25 años, han permitido que los miembros se preocupen menos y experimenten más al brindar la protección que necesitan, respaldada por el apoyo que se merecen. Desde 1990, IMG ha apoyado a millones de personas en casi todos los países proporcionando productos, servicio al cliente y beneficios de clase mundial. Visit website Por qué elegir IMG Insurance IMG sabe que las razones para viajar internacionalmente son muchas y variadas, por eso sus productos también lo son. Su enfoque de servicio completo para proporcionar productos de seguro médico internacional incluye brindar servicios a los vacacionistas, aquellos que trabajan o viven internacionalmente por períodos cortos o prolongados, personas que viajan con frecuencia entre países y aquellos que mantienen varios países de residencia. El equipo dedicado de especialistas internacionales y multilingües y profesionales de servicio al cliente altamente capacitados respaldan los beneficios que los miembros necesitan con los servicios que desean. IMG ofrece una línea completa de planes de protección de viaje que incluyen iTravelInsured Travel Lite , iTravelInsured Travel SE e iTravelInsured Travel LX , que brindan diferentes niveles de cobertura para cancelación de viaje, demora de equipaje, interrupción de viaje, beneficios médicos y muchos otros eventos relacionados con viajes y gastos. Estos planes fueron diseñados para protegerlo de pérdidas financieras en caso de que ocurra algo malo antes o durante su viaje. As the world’s only integrated travel risk and crisis response provider, their services include: Evacuate members from the point of illness or injury to the nearest appropriate health care facility. Complete duty of care and travel risk management services Advisory service including assistance managing local health care systems, visa and passport issues, translation, legal referrals, detailed destination reports and real-time event alerts. Security evacuation in the event of natural disasters, a terrorist attack, a government-ordered evacuation, or civil unrest. Location tracking and alerts to keep track of employees and loved ones in real time. 24/7 access to world-class medical experts for real-time video consultations and treatment Enterprise and destination preparation, monitoring, staffing, support and response services. Planes integrales Travel Plan 7, 14 or 30 day Memberships are available as well as Annual Memberships for: Medical Evacuation, Security Evacuation, Crisis Response Individual and Family Memberships Security and Medical Memberships Field rescue & medical evacuation Medical advisory & intelligence Destination reports & alerts Transport to home hospital of choice Customize & Buy View Brochure Underwriter: United States Fire Insurance Company. High Altitude Plan For individuals traveling above 15,000 ft (4,600 m) during any part of their trip (excluding airplane travel). Includes all services in a Travel plan membership Emergency physical transport due to injury or illness. Customize & Buy View Brochure Underwriter: United States Fire Insurance Company. Total Care Plan Includes all services in a Travel membership Medical Evacuation, Security Evacuation, Crisis Response Plus 24/7/365 immediate virtual consults with physicians Urgent & specialty consults Prescriptions, labs and imaging Customize & Buy View Brochure Underwriter: United States Fire Insurance Company. Visite su sitio web para conocer la gama completa de planes y beneficios disponibles Visita la página web Quiere asegurarse con Seguro IMG? Whatever the emergency, wherever you are, we are there to help. Información de contacto de IMG Insurance > Atención al cliente 866-263-0669 Correo electrónico de reclamaciones Compare Plans > Enviar a 2960 North Meridian Street Indianápolis, IN 46208

Visit our resources page to help guide you on Travel insurance terminology. NECESITA VIAJE INDIVIDUAL / MULTI SEGURO DE VIAJE? General19 A Annual Multi-Trip Plan Provides coverage for all trips made within a year. B Baggage and Personal Effects Coverage Covers a policy holder’s baggage, passport, credit cards, and personal effects. Benefits The amount a beneficiary receives from the insurance provider after a claim has been filed. Benefit Period The period of time during which the insured receives compensation from their insurance company for medical purposes, and can vary from policy to policy. For example, one policy may state that your benefit period begins the day you are hospitalized for a serious illness and ends 30 days after you stop receiving treatment. C Co-Insurance or Co-Pay Refers to the amount paid by the policy holder after payment of the deductible is completed. Common Carrier Any land, sea, or air conveyance operating under a valid license for the transportation of passengers for hire. Continuous Coverage Health insurance coverage that is not interrupted by a lapse of a predetermined number of days. Coverage Area The geographical region where an insurance policy is in effect. Covered Expenses Expenses that the insurance company agrees to cover based on the insurance policy purchased. A summary of “covered expenses” will be listed in the Schedule of Benefits. Covered Reasons The specific situations and events that are covered by a specific coverage or policy. D Deductible The amount a policy holder is required to pay before the insurance provider starts making payment. It can be a yearly amount, an amount based on the duration of the policy, or amount based on incident. Death Benefit (Survivor Benefit) The total compensation that is paid to the beneficiary of the life insurance plan when the insured passes away. Dependent Usually a spouse and/or children who are legally dependent on the insured. Depending on the insurance plan, dependents may qualify for insurance coverage on the insured’s policy. E Emergency Benefits Provides coverage for expenses incurred when a person is transported to a place where they receive immediate medical attention. Evacuation: Emergency Evacuation Categories Emergency medical evacuation (to the nearest qualified medical facility that can handle the medical condition) Medical due to outbreaks, epidemics The threat of natural disaster Political evacuation due to civil unrest (treated separately) Includes expenses for reasonable transportation (either public transport or private as reasonable based on the condition) resulting from the evacuation; and the cost of returning to either the home country or the country where the evacuation occurred. Sometimes includes remote transportation in the event of a diagnosis of a critical medical condition that is not necessarily immediately life-threatening, but severe enough that it could result in death or a permanent disability if not treated right away. Any medical treatment (after any deductibles) is usually paid from your medical insurance benefit. May also include an Emergency Reunion Benefit, or Return of Minor Children. Emergency Reunion Coverage Covers the traveling and accommodation expenses incurred when a friend or family member of an ill or injured policy holder travels to visit them. Exclusions Expenses the insurance provider will not cover, and they usually include expenses that result from participation in high-risk sports or recreational activities. Effective Date The date when the insurance coverage becomes effective. Elimination Period (Waiting Period) the period of time between the insured’s accident and the arrival of benefit payments. For example, if you broke your leg in January and received your first benefit payment in February, the elimination period would be one month. Epidemic An outbreak of a contagious disease that spreads rapidly and widely and that is identified as an epidemic by The Centers for Disease Control and Prevention (CDC). Exclusions Cases under which an insurance provider does not provide coverage to the insured. For example, an insurance company may include an exclusion for car accidents if the insured is driving under the influence. Expatriate Insurance Expat insurance policies designed to cover financial losses that expatriates face while living and working in a country other than their own. F Family Plans Plans that cover every member of a family who is traveling, and they usually come with discounted rates. G Grace Period A period of time after an insurance premium payment is due during which the insured can fully enjoy the insurance coverage without incurring an additional fee. Grace periods can range from 24 hours to 30 days, and after their expiration, the insured will be required to pay an additional fee. H Hazardous Sports and Activities Coverage Refers to coverage of medical expenses incurred to treat a policy holder who becomes injured because of participation in hazardous sports and activities, such as: sky diving, scuba diving, or rock climbing HIPAA The Health Insurance Portability and Accountability Act. This is also known as the Kassebaum-Kennedy Act enacted by the US Congress in 1996. It includes basic requirements for health insurance privacy and portability of health insurance, thus avoiding the exclusion of coverage for pre-existing medical conditions. Hospital Indemnity Hospital indemnity will provide $$ for each night you spend in the hospital as an inpatient when receiving treatment for a covered illness or injury. Hospital indemnity benefits are typically not subject to a deductible or coinsurance and are in addition to the payments for other covered expenses. I Insured The individual who is covered by the travel insurance policy. Individual Plans Plans that provide coverage for only one person. Inflation Protection A feature of certain insurance policies whereby the value of benefits increases by a certain, pre-defined percentage during specific time periods to assure that insurance coverage grows at the same pace as inflation. Insurance Provider Network The grouping of hospitals, doctors, and other health care providers that the insured will receive the maximum insurance coverage from working with. Health Maintenance Organization (HMO) – an insurance provider plan that typically limits customers to receiving insurance coverage only when working with one specific network provider. Preferred Provider Organization (PPO, or Participating Provider Organization) – an organization of hospitals, doctors, and other health care providers who have agreed to provide health care at reduced rates to clients of a particular insurance provider. Healthcare providers who fall into your provider’s PPO are often referred to as “In-Network” providers, while healthcare providers outside of your insurance provider’s PPO are referred to as “Out of Network” providers, and will typically cost you much more than in-network providers. In-Network, Out-of-Network Medical facilities and practitioners that have contracted with the insurance companies to provide discounted rates, direct billing, and other services are considered In-Network (See more about Doctor Networks). Those facilities that have not contracted are considered “Out-of-Network.” The insured will typically save money by using “In-Network” providers and facilities. In-patient A patient admitted for at least a 24-hour residence (or at least overnight) in a medical facility where he is being treated. Insurance Broker An agency or individual who works as an intermediary between a person wanting insurance and one or more insurance companies to guide them in the purchase of insurance. (See Why Work with an International InsuranceBroker) IPMI International Private Medical Insurance or Global Health insurance. J K L Lost Luggage Secondary coverage that is paid when a policy holder’s checked luggage is permanently lost. Aka Loss/Theft, if there is damage to, or loss of, or theft of your checked or stored baggage or personal items (Defined as suitcases, clothing, toiletries, books, photo equipment, mobile phones, and laptops) by a common carrier, or while stored with your hotel. It will also usually include coverage for the replacement costs of travel documents, and sometimes bag tracking. May, or may not, include delayed baggage. Lifetime Maximum The maximum amount an insurance company will pay for all benefits received. The usual limits are $1,000,000; $3,000,000 or $5,000,000 but may be greater or, in some cases, unlimited. Loss Injury or damage sustained by you in consequence of the happening of one or more of the occurrences against which the company has undertaken to indemnify you. M Maximum Policy Coverage Refers to the maximum compensation that will be paid for expenses covered by a policy. Medical Evacuation (MedEvac, medivac) Timely and efficient evacuation and in-route care of ill or injured persons, usually by air transportation, to a place where they can receive adequate medical care. Medically Necessary Treatment that’s appropriate for your illness or injury, consistent with your symptoms, and that can safely be provided to you. It meets the standards of good medical practice and isn’t for your convenience or the provider’s convenience. N Non-Refundable Travel Expenses These are expenses paid for a trip that cannot be reimbursed, and they include accommodation deposits and airline tickets. Natural disaster A large-scale extreme weather or environmental event that damages property, disrupts transportation, or endangers people. Examples include earthquakes, fires, floods, hurricanes, or volcanic eruptions. O Online Fulfillment Electronic communication of Medical ID card, certificate or indication of coverage, information on the policy purchased, how to file a claim, and the insurance company’s contact information. Outpatient A patient who receives medical treatment at a clinic or hospital, but is not admitted for an overnight stay. Out-of-Pocket Expense The total amount that you will pay towards your medical expenses. P Pre-Existing Conditions Refers to medical conditions of policy holders that existed before the insurance policies were purchased: Usually, insurance providers will only provide minimal or no coverage for expenses related to such conditions. Premium The amount paid to purchase a travel insurance plan. The payment can be made in advance, once every month or year, or before every trip. Primary Coverage Form of coverage provides insurance for the policy holder even though you have other coverage. Policy Year The amount of time from the effective date of the policy that comprises one full year. For example, if the effective date begins April 14, 2009, the policy year will end at midnight, April 13, 2010. Political Evacuation Often lumped together with non-medical or security evacuation, political evacuation is for situations where one is either trapped, or expelled, or at risk due to civil uprisings, riots, military coups, political unrest, or being identified as a “persona non grata” in the country you are visiting. Security evacuations (necessary for impending natural disasters, etc.) are different from political evacuations. Political evacuations are for situations of political instability, civil unrest, or military action. Coverage is sometimes dependent on the United States Department of State, Bureau of Consular Affairs, or similar government organization of the insured person’s home country, ordering the evacuation of all non-emergency government personnel from the host country. Pre-certification The need to check with the insurance company before receiving medical care, generally for major medical procedures, to confirm if the medical care received will be covered by the insurance company. Premium Payment for insurance, the amount paid by the insured to the insurance company for health insurance coverage. Preventive Care Medical care given in advance of symptoms to prevent illness or injury. Generally includes emphasis on healthy behavior, regular testing, screening for diseases, routine physical examinations, and immunizations. Q Quarantine Mandatory isolation or restrictions on where you can go, intended to stop a contagious disease from spreading. R Rental Car Insurance Covers theft or damage of a car rented by a policy holder during their trip. It also covers the damage and injury sustained by other people if the policy holder causes an accident. Repatriation Benefit Refers to the coverage of expenses for preparing and sending the deceased person’s body to their own country Rider (Waiver) A formal written statement by the insurance company to the insured amending and modifying coverage, e.g., adding or excluding coverage. It could involve waiving coverage for a certain medical condition like cancer, hepatitis or adding coverage for such conditions. S Secondary Coverage Only offers insurance for expenses not included in the primary coverage. Single Trip Plan A policy that provides coverage for only one trip Schedule of Benefits (SOB) A list of the benefits, amount of coverage provided in an insurance policy, usually one or two pages in length. Scheduled Departure Date The date on which you are originally scheduled to leave on the trip. Scheduled Return Date The date on which you are originally scheduled to return to the point of origin or to a different final destination. Sickness An illness or disease which is diagnosed or treated by a physician after the effective date of insurance and while you are covered under the policy. Subrogation Steps the travel insurance company takes, after paying a claim, to collect from other available sources such as other insurance plans or travel suppliers. T Travel Assistance Services Refers to assistance available to a policy holder when they experiences difficulty in a foreign location. It includes: 24-hour emergency phone services, legal assistance, visa and passport assistance, and others. Travel Supplier Bankruptcy or Default Refers to coverage of expenses incurred when a travel supplier goes bankrupt or defaults from providing travel services. Trip Interruption Insurance Provides coverage for policy holders who interrupt or cancel their trips because of acceptable reasons such as injury, illness, death of a relative, flight problem, and others. Terrorism Terrorismis an act or threat of action by a person or group of people, whether acting alone or in connection with an organisation or government, committed for political, religious, ideological or similar purposes intended to influence any government or to frighten the public or any section of it. An 'action' means: violence, damage to property, putting life in danger, creating a public health risk, or disrupting electronic systems or transport services. Trip Cancellation Provides reimbursement for non-refundable trip payments and deposits if a trip is canceled for illness, death, or other specific unforeseen circumstances. The “trip cancellation” benefit covers you in the event you have to cancel prior to your trip due to a covered reason listed in your travel insurance policy prior to your departure date. Trip Interruption Trip interruption plans typically reimburse you for pre-paid non-refundable travel expenses if an unexpected crisis (e.g., death of a family member, sickness, airline strike, travel supplier bankruptcy, among other crises) occurs during your trip causing it to be canceled, interrupted or delayed. U Usual, Customary, and Reasonable Charges Average amounts charged by travel insurance providers for certain services, treatments, or procedures in the same locality. Underwriter (1) The company that receives the insurance premium and accepts the responsibility to cover medical costs; (2) The employee in an insurance company who decides whether or not the insurance company should assume the risk of offering the insurance to an individual or group; (3) An insurance agent. Usual, Reasonable & Customary (UCR) The amount an insurance company will pay for a covered medical expense based on the customary charges of all medical providers in a given geographic area for a similar service. V Valuables Jewellery, watches, glasses (including sun glasses), contact lenses, keys, hearing aids, any electric, electrical or electronic items or equipment including their accessories (e.g. mobile phones, laptops, games consoles, portable audio equipment, portable visual equipment, memory sticks, chargers, dongles), any kind of photographic or recording equipment and their accessories (including CDs, DVDs, tapes etc), items made of or containing precious metals or (semi) precious stones, furs, animal skins, antiques, binoculars, telescopes, musical instruments. W Waiting Period A period of time the insured must wait before some or all of the coverages offered in an insurance plan begin and the insured can receive benefits. Waiver (Rider) A formal written statement by the insurance company to the insured amending and modifying coverage, e.g., adding or excluding coverage. It could involve waiving coverage for a certain medical condition like cancer, hepatitis or adding coverage for such conditions. Wellness Benefit (Preventive Care, Well-care) Medical care given in advance of symptoms to prevent illness or injury. Generally includes emphasis on healthy behavior, regular testing, screening for diseases, routine physical examinations and immunizations. X Y Z

Travel with Insurance delivers online based, insurance information to individuals, families and businesses and make sure that you receive the very best travel Insurance quotes and service for your trip. We offer a comprehensive, competitive service with a strong network of leading insurance and financial partners.  Socio de viaje Travellulu es una empresa de viajes boutique de servicio completo ubicada en Los Ángeles, California, impulsada por un profundo sentido de pasión por los viajes, seleccionamos experiencias de viaje inolvidables por excelencia. Nuestro conocimiento íntimo sobre cada lugar que recomendamos nos brinda una perspectiva única de los grandes destinos del mundo. Esto, en combinación con nuestra experiencia adquirida a lo largo de décadas en el espacio de los viajes, nos inspira a personalizar viajes excepcionales y aventuras profundas a la medida de sus necesidades y deseos individuales. ¡Esperamos planificar su próxima aventura! Tu puerta de entrada a viajes personalizados Si bien puede parecer fácil simplemente conectarse en línea y reservar un paquete de vacaciones, alojamiento en un hotel, un crucero o boletos de avión, no significa que tenga acceso a la mejor oferta, las mejores habitaciones, los precios más bajos, información confiable o servicio profesional. Morocco Greece Thailand Israel Cambodia Vietnam Fiji Egypt South Africa Italy African Safari Image by Lance Anderson Club Med Morocco Greece Thailand Israel Cambodia Vietnam Fiji Egypt South Africa Italy African Safari Image by Lance Anderson Club Med Morocco Greece Thailand Israel Cambodia Vietnam Fiji Egypt South Africa Italy African Safari Image by Lance Anderson Club Med Visite el sitio web de Travellulu TRAVELLULU ES UNA DIVISIÓN DE RED C GROUP LLC

Travel with Insurance delivers online based, insurance information to individuals, families and businesses and make sure that you receive the very best travel Insurance quotes and service for your trip. We offer a comprehensive, competitive service with a strong network of leading insurance and financial partners.  Usted explora Protegemos Busque y compare las pólizas de seguro de viaje recomendadas Find the right plan for your trip Start Search Planes de viaje populares Single Trip Travel Insurance Annual / Multi Trip Travel Insurance Trip Cancellation for USA Citizens Medical Travel Insurance Evacuation & Repatriation Plans Adventure Sports Trips Student Travel Insurance Group Travel Insurance Long Term Expatriates, Marine Crew, Missionary Costa Rica Specialized Travel Policy Single Trip Travel Insurance Annual / Multi Trip Travel Insurance Trip Cancellation for USA Citizens Medical Travel Insurance Evacuation & Repatriation Plans Adventure Sports Trips Student Travel Insurance Group Travel Insurance Long Term Expatriates, Marine Crew, Missionary Costa Rica Specialized Travel Policy Single Trip Travel Insurance Annual / Multi Trip Travel Insurance Trip Cancellation for USA Citizens Medical Travel Insurance Evacuation & Repatriation Plans Adventure Sports Trips Student Travel Insurance Group Travel Insurance Long Term Expatriates, Marine Crew, Missionary Costa Rica Specialized Travel Policy Single Trip Travel Insurance Annual / Multi Trip Travel Insurance Trip Cancellation for USA Citizens Medical Travel Insurance Evacuation & Repatriation Plans Adventure Sports Trips Student Travel Insurance Group Travel Insurance Long Term Expatriates, Marine Crew, Missionary Costa Rica Specialized Travel Policy Con más de 25 años de experiencia en seguros, hemos hecho el trabajo duro por usted. Nuestros proveedores competitivos y aprobados han sido cuidadosamente seleccionados e investigados para que no se sienta abrumado por las opciones de seguro. Entregamos información de seguros en línea a individuos, familias y empresas y nos aseguramos de que reciba las mejores cotizaciones y servicios de seguros de viaje para su viaje. Ofrecemos un servicio integral y competitivo con una sólida red de socios financieros y de seguros líderes. Travel with Insurance celebra la aventura de viajar manteniendo a nuestros clientes seguros, protegidos y asegurados. Viajeros estadounidenses en Europa Consulte los sitios web de las embajadas o consulados de EE. UU. Pertinentes para obtener información sobre restricciones, políticas de cuarentena en el extranjero e información de salud urgente para viajes por Europa. Ver preguntas frecuentes ¿Viaja a Costa Rica? El gobierno de Costa Rica ha implementado nuevos requisitos que deben cumplir los visitantes en el exterior antes de ingresar al país. Nuestros planes cumplen y superan los requisitos del seguro para ingresar legalmente al país. Más información Información del país de Covid Busque por país para verificar las últimas reglas y regulaciones para viajes, trabajo y ocio. Ver lista Noticias y consejos de la industria Consejos sobre viajes y seguros, noticias y actualizaciones de todo el mundo. Vist News Center Why do you need travel insurance? Could you afford to lose your non-refundable , pre-paid travel expenses in the case of your trip being cancelled due to an unforeseen event (ex: death of a family member)? Are you traveling to a destination that may be affected by severe weather? If you were to get sick or injured on the trip , would you be unable to pay out of pocket for the necessary healthcare? If your flight is delayed or cancelled , would you seek reimbursement for the inconvenience and additional charges such as change fees? If your luggage is lost or stolen , could you afford to replace the missing baggage or personal effects? TWI will help you find the best plan for your trip Comparar proveedores Puede comparar docenas de proveedores en nuestro sitio utilizando nuestro motor de comparación. El seguro de viaje es único y varía según los detalles de su viaje. La mejor póliza cubre solo lo que necesita a un precio que se ajusta a su presupuesto. Obtenga apoyo personal Seleccione su oferta y espere una rápida confirmación de los detalles y el papeleo. Si necesita ayuda, nuestros agentes de seguros de viaje con licencia pueden ayudarlo a comparar planes y leer la letra pequeña para que le ayude a explicar las exclusiones. Tranquilidad de espíritu ¡Fácil! Seguro de viaje sin complicaciones para usted y su familia. Cuando las personas se sienten seguras, pueden disfrutar de una experiencia al máximo, en lugar de preocuparse por "qué pasaría si". Obtenga la tranquilidad que necesita para sentirse seguro sin importar a qué parte del mundo se dirija. Obtenga cotizaciones gratuitas y compare planes de seguro en línea Find Plans

Travelex Insurance Services is a leading travel insurance provider in North America with over 55 years of combined industry expertise of helping people dream, explore and travel with confidence. Travelex is committed to delivering exceptional products and services to their clients. IMG es un proveedor galardonado de servicios de asistencia y beneficios de seguros globales. Durante más de 25 años, han permitido que los miembros se preocupen menos y experimenten más al brindar la protección que necesitan, respaldada por el apoyo que se merecen. Desde 1990, IMG ha apoyado a millones de personas en casi todos los países proporcionando productos, servicio al cliente y beneficios de clase mundial. Visit website Why choose Travelex Headquartered in Omaha, NE, Travelex Insurance Services (TIS) was founded in 1996 when the Travelex Group purchased the travel insurance distribution services of Mutual of Omaha Companies. Not only do they offer simple, yet inclusive insurance plans for customers, their relationship-driven approach and superior customer service has been recognized by industry leaders. The strength of the TIS brand, their reputation and services have been recognized in the United States as a leader in the travel insurance industry. Establishing themselves as an innovator, TIS introduced the pre-existing medical condition waiver—a breakthrough in enhanced travel insurance for the consumer. Travelex was also an industry leader with the inclusion of features such as covering children at no additional cost and including key-person coverage for non-traditional families. In 2016 Travelex Insurance Services was acquired by Cover-More Group which is a wholly-owned subsidiary of Zurich Insurance Group, Australia’s largest travel insurance, medical assistance and employee assistance provider. The group is listed on the Australian Securities Exchange (ASX: CVO). Cover-More has the leading market position in Australia, Brazil, Argentina, Ireland, New Zealand, and in the U.S. TIS continues to expand and take the lead in innovation by making their products and services available to more customers than ever before. Planes integrales Advantage The Advantage plan offers great coverage at an even greater price. Emergency Medical & Dental Trip Cancellation Travel Assistance With benefits including trip cancellation coverage, emergency medical and dental expense coverage, 24-hour travel assistance and more, the Advantage plan offers all of the essentials for an affordable price. Up to $50,000 Emergency Medical Expenses Enjoy Primary Coverage Up to $10,000 Trip Cancellation & Interruption 24/7 Travel Assistance Services Customize & Buy View Flyer AM Best Rating: A+ Underwritten by Zurich American Insurance Company Ultimate The Ultimate plan offers comprehensive benefits and access to nine unique upgrades. Emergency Medical & Dental Trip Cancellation Travel Assistance Nine Optional Upgrades Whether you’re traveling for business, with your family, or for fun, Travelex’s premium insurance plan, Ultimate, offers the benefits and customizable upgrades you need to help keep yourself - and your vacation investment - protected. Up to $$250,0001 Emergency Medical Expenses Enjoy Primary Coverage Includes coverage for children 17 and under per each insured adult traveler 21-day Pre-Existing Medical Condition exclusion waiver available 1 $50,000 for NH residents Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Zurich American Insurance Company A+ from AM Best, AA from Standard & Poor’s Disclaimer: The product descriptions provided here are only brief summaries and may be changed without notice. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. Travelex Insurance Services, Inc. CA Agency License #0D10209. Insurance coverages underwritten by individual member companies of Zurich in North America, including Zurich American Insurance Company (NAIC #16535, state of domicile: New York), 1299 Zurich Way, Schaumburg, IL 60196. Certain coverages not available in all states. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Zurich American Insurance Company Visite su sitio web para conocer la gama completa de planes y beneficios disponibles Visita la página web Quiere asegurarse con Seguro IMG? Información de contacto de IMG Insurance > Atención al cliente 866-263-0669 Correo electrónico de reclamaciones Ampliar o renovar la cobertura > Correo electrónico de reclamaciones Consulte el número de fax, la dirección de correo electrónico o la dirección postal en sus documentos IMG. Sitio web de reclamaciones de proveedores Asistencia de emergencia > Enviar a 2960 North Meridian Street Indianápolis, IN 46208 Presentar reclamaciones Encuentre un médico / hospital

When people think of travel insurance, they are generally looking for a plan to protect their vacation. Vacation Plans may also be referred to as Packaged Plans, Travel Insurance, Trip Cancellation Insurance, or Trip Insurance. Visit our resources page to help guide you on Travel insurance terminology. NECESITA VIAJE INDIVIDUAL / MULTI SEGURO DE VIAJE? Cuando la gente piensa en un seguro de viaje, generalmente busca un plan para proteger sus vacaciones. Los planes de vacaciones también pueden denominarse planes empaquetados, seguro de viaje, seguro de cancelación de viaje o seguro de viaje. Estos planes representan más del 94% de las ventas de seguros de viaje porque brindan cobertura para exactamente lo que buscan los viajeros, que generalmente se debe a varias razones diferentes, como demoras, cancelaciones, pérdidas, etc., que se describen con mayor detalle a continuación. Exhaustivo Planes Planes con cancelación de viaje y opciones médicas de viaje, estos brindan la mayor cobertura y, como resultado, generalmente son los más costosos. Planes médicos limitados o de viaje Planes que brindarán cobertura en caso de enfermedad o lesión mientras viaja. La mayoría de los planes de seguro de salud regulares brindan cobertura parcial o nula mientras viaja fuera de su país de origen. Los planes de seguro médico de viaje brindan cobertura más allá de su proveedor de salud habitual. Es posible que estos planes no siempre incluyan cobertura por cancelación de viaje. Especialidad Planes Planes con cobertura especializada como muerte accidental o desmembramiento (que puede incluir la evacuación, pero a menudo excluyen la cobertura por muerte o desmembramiento como resultado de un acto de guerra). Algunos de estos planes también pueden tener cancelación de viaje y / o cobertura médica. Si bien hay muchos planes especializados para elegir para sus necesidades únicas, la mayoría de las veces, estos planes son demasiado limitados para la mayoría de los viajeros que toman vacaciones. Cualquiera de los planes anteriores también puede calificar para la visa Schengen al ingresar a uno o más países europeos si se cumplen los siguientes requisitos: La cobertura de emergencia médica debe ser de al menos 30 000 EUR (aproximadamente 50 000 USD) y es válida para todos los Estados Schengen. Se deben cubrir todos los gastos de tratamiento médico, hospitalización, evacuación médica y repatriación médica de regreso a los EE. UU. Debe precisarse el hecho de que la evacuación médica, la repatriación médica y la repatriación de restos mortales están cubiertas. Solo se acepta la confirmación del seguro emitida por su proveedor de atención médica. No se aceptan cartas de confirmación de su empleador. Planes integrales Los planes integrales son los más comunes. Según nuestra experiencia, más del 90% de los viajeros eligen esta opción. Estos planes combinan todos los beneficios de los planes Travel Medical con la opción de cancelación de viaje. La opción de cancelación de viaje le brinda la posibilidad de cancelar su viaje antes de que comience y recibir el reembolso del 100% de los gastos de viaje prepagos que de otro modo no serían reembolsables. Hay muchas razones cubiertas para la cancelación de un viaje (consulte su certificado de seguro para ver todas las razones cubiertas), sin embargo, la más común es una enfermedad repentina o una lesión que le impida realizar un viaje. Esto también se aplica a menudo a los miembros de su familia y compañeros de viaje. Puede cancelar su viaje si su compañero de viaje o un familiar se enferma o se lesiona. Los miembros de la familia que califican varían entre las compañías, por lo tanto, consulte su certificado de seguro para identificar qué miembros de la familia están incluidos para propósitos de cobertura de cancelación de viaje. Si su condición médica fue tratada o modificada de alguna manera durante el período retrospectivo, aún puede ser elegible para la cobertura de cancelación de viaje en algunas circunstancias, es decir, al comprar un plan que incluirá una Exención por condición médica preexistente. Para evitar la exposición, tendrá que comprar un seguro de viaje dentro de los 10-21 días (dependiendo de la compañía de seguros) después de haber pagado el depósito inicial para su viaje. Hay planes que le otorgan una exención por condición médica preexistente incluso cuando compra un seguro de viaje antes del pago final o, a más tardar, 1 día después del pago final de su viaje. Nuestro software le ayudará a solucionar este problema fácilmente. Tenga en cuenta también que un requisito adicional para la Exención por condición médica preexistente es que el monto asegurado no debe ser inferior al 100% de sus gastos de viaje prepagos no reembolsables. En general, las opciones del Plan Integral brindan la mayor protección antes y durante su viaje, cubriendo cancelaciones e interrupciones del viaje, demoras en el viaje, conexiones perdidas, emergencias médicas, evacuaciones médicas y no médicas, pérdida o demora de equipaje, asistencia las 24 horas y más . La opción de cancelación de viaje es a menudo la razón principal por la que las personas compran un seguro; sin embargo, representa el mayor riesgo para las compañías de seguros y, por lo tanto, resulta en el mayor costo de seguro para usted. Para limitar la exposición al riesgo del proveedor de seguros en caso de cancelación de un viaje por razones médicas, las compañías de seguros introdujeron una cláusula de condición médica preexistente. Una condición médica preexistente se clasifica como un problema médico por el que ha recibido tratamiento en los últimos "x" días, antes de comprar un seguro de viaje. Diferentes compañías de seguros han establecido diferentes días "x"; esto se considera el período retroactivo. Planes limitados o viajes médicos Estos planes le brindan cobertura médica mientras viaja principalmente, pero no exclusivamente, fuera de su país de origen. Lo más probable es que su seguro médico regular proporcione una cobertura muy limitada o nula mientras se encuentra en el extranjero y los planes médicos de viaje están diseñados para cubrir ese vacío en el transcurso de sus viajes. El principal beneficio de comprar este tipo de plan en comparación con la compra de Planes Integrales que incluyen cobertura para Cancelación de Viaje es el costo. Dependiendo de sus opciones reales y límites de cobertura, un plan médico de viaje puede costar una fracción del costo del plan integral. Algunos planes médicos de viaje también pueden proporcionar cobertura completa para interrupciones del viaje, retrasos en el viaje, equipaje, emergencias médicas y evacuaciones, mientras que otros pueden limitar la cobertura solo a emergencias médicas y evacuaciones. Algunos planes de Travel Medical también pueden tener una cobertura de seguro de vida limitada. Los planes médicos de viaje tienen términos iguales o similares que preforman condiciones médicas existentes que los planes integrales. La mayoría de las veces, puede evitar la exposición comprando un seguro de viaje dentro de los 10 a 21 días (según el proveedor de seguros) después de haber pagado el depósito inicial para su viaje. Nuestro software le ayudará a solucionar este problema fácilmente. Algunos planes Travel Medical pueden proporcionar protección renovable, así como cobertura para viajes de larga duración al extranjero. Tenga en cuenta que es posible que no esté cubierto por su seguro médico cuando viaje al extranjero. Muchas empresas privadas, así como los programas de Medicare y Medicaid, no cubren el tratamiento de emergencia fuera del país. Sin cobertura de seguro de viaje, en caso de que ocurra una emergencia, usted y su familia podrían incurrir en facturas médicas que deberá pagar de su propio bolsillo. Estos planes médicos de viaje generalmente se seleccionan en 3 casos : 1 2 3 Queda poco tiempo antes de emprender el viaje, las posibilidades de cancelación del viaje son escasas y está dispuesto a asumir ese riesgo. Goza de buena salud y tiene una alta tolerancia al riesgo. El beneficio de un costo de seguro más bajo supera el riesgo de perder dinero en su viaje. Un caso raro en el que el viaje es tan importante que la cancelación del viaje no es una opción. Solo una lesión grave le impedirá realizar el viaje, pero no una enfermedad que de otro modo le impida realizar el viaje. Debe poseer cierta tolerancia al riesgo. Planes de especialidad Si no le preocupa la cancelación del viaje o los gastos médicos, o no desea asumir los gastos de un plan integral, pero desea mitigar algún riesgo en particular, existen planes especializados disponibles que pueden ser los más adecuados para usted. Estos pueden ser Solo vuelo Muerte accidental o desmembramiento Solo evacuación Planes de alquiler de coches Los planes de evacuación se centran en las evacuaciones de emergencia y, a menudo, se venden anualmente como membresía. Con un plan de evacuación, la empresa organiza el transporte y usted no perderá sus ahorros por una costosa evacuación de emergencia. Los planes de accidentes brindan una cobertura estilo seguro de vida para los viajeros. Paga beneficios si sufre una lesión grave que resulte en desmembramiento o pérdida de la vida. Los beneficios pagados por estos planes de accidentes se suman a los beneficios pagados por planes de seguro de vida separados.

One of the last privately owned travel insurance companies in the U.S. TravelSafe knows the meaning of keeping it personal. Our company is privately owned and operated, right here in the United States. We get to know our customers on a first name basis, and you get personalized service with every point of contact. Una de las últimas compañías de seguros de viaje de propiedad privada en los EE. UU. TravelSafe conoce el significado de mantenerlo personal. Nuestra empresa es de propiedad y operación privada, aquí mismo en los Estados Unidos. Conocemos a nuestros clientes por su nombre y usted obtiene un servicio personalizado con cada punto de contacto. Visit website Por qué elegir el seguro TravelSafe Un conjunto completo de cobertura para usted y su inversión en viajes. Estos planes van mucho más allá de la simple cobertura de viaje y le brindan una amplia variedad de beneficios para que pueda cubrir su viaje, sus pertenencias y usted mismo. Son todos los beneficios de su seguro de viaje, todos en el plan que elija. TravelSafe ofrece una línea completa de seguros de viaje para viajeros individuales, familiares, de negocios, grupales y estudiantes, con asistencia de emergencia las 24 horas incorporada en cada plan. Planes de protección de viaje Planes grupales para estudiantes y adultos Plan solo médico Planes para viajeros de golf Planes de protección de viaje ofrecidos por TravelSafe TravelSafe Basic The TravelSafe Basic plan is the most economical of plans and may be ideal if you are traveling on a budget. It includes all the standard comprehensive travel insurance benefits that may help to reimburse you for any unexpected costs due to travel concerns such as cancellation, interruption, baggage loss or delay, or travel delays. The Basic plan also has emergency medical and emergency medical evacuation coverage. These benefits can help to fill gaps in your primary health insurance plan if you suffer a covered illness or injury while traveling. Customize & Buy View Brochure Underwritten By: Nationwide Mutual Insurance Company and Affiliated Companies, Columbus, OH. TravelSafe Classic The TravelSafe Classic plan, like the Basic plan, offers trip cancellation and trip interruption coverage with a longer list of covered perils for these benefits. The plan also features other standard comprehensive travel insurance benefits such as baggage protection, travel delay, and emergency medical coverage. Customize & Buy View Brochure Underwritten By: Nationwide Mutual Insurance Company and Affiliated Companies, Columbus, OH. Planes de protección de viaje ofrecidos por TravelSafe GolfSafe Travel Protection You need to be 100% focused on your game to play a great round of golf by avoiding countless hazards on and off the course. That is why TravelSafe created a product specifically for the modern golfer – GolfSafe Travel Protection. Since 1971, TravelSafe Insurance has been helping travelers manage the risks associated with travel. Now, you can protect your trip, yourself, and your equipment from unexpected hazards with travel protection made for golfers, by golfers. Customize & Buy View Brochure Underwritten By: Nationwide Mutual Insurance Company and Affiliated Companies, Columbus, OH. TravelSafe Plan for Canadians Multiple Travel Insurance plans exclusively for Canadian residents including CFAR (Cancel for Any Reason Option) Customize & Buy View Brochure Travel Insurance offered herein is distributed by CanAm Insurance Services (2018) Ltd. Visite su sitio web para conocer la gama completa de planes y beneficios disponibles Visita la página web Quiere asegurarse con CSA TravelSafe? Juegas. Protegemos. Información de contacto de TravelSafe Para informar un reclamo Presente todos los reclamos al Administrador de reclamos utilizando uno de los siguientes métodos: > Atención al cliente 1-888-885-7233 Llame gratis: 866-509-7713 (dentro de los Estados Unidos y Canadá) Llamada por cobrar: 603-952-2047 (desde todas las demás ubicaciones) > Horas de funcionamiento de lunes a viernes De 8:30 a. M. A 5:00 p. M. ET Correo electrónico de reclamaciones Ampliar o renovar la cobertura > Horas de funcionamiento de reclamaciones: De lunes a viernes, de 8:00 a. M. A 5:00 p. M. ET > Contacto de reclamaciones Tel: 877-539-6729 Fax: 800-560-6340 Sitio web de reclamaciones de proveedores Asistencia de emergencia > Enviar por correo a Planes de beneficios coordinados en nombre de US Fire Insurance Company Apartado de correos 26222 Tampa, Florida 33623 Recursos de política Encuentre un médico / hospital