Search Results

Travel with Insurance delivers online based, insurance information to individuals, families and businesses and make sure that you receive the very best travel Insurance quotes and service for your trip. We offer a comprehensive, competitive service with a strong network of leading insurance and financial partners.  Privacy policy Travel with insurance is sensitive to the privacy issues raised by use of the Internet, and we are committed to protecting your privacy in a manner that will allow you to use our resources with complete confidence and comfort. Only when voluntarily offered, travel with insurance collects information that can identify you and uses this information in accordance with its privacy policy. When you sign up for our services travel with insurance requests personal information, including your name, e-mail address, and other information necessary to provide you with personalized service. We do not disclose any personal information unless you authorize us to do so, the law requires it, or to protect the rights or property of travel with insurance. Any non-personal information, communications or material you send to travel with insurance by Internet electronic mail is on a non-confidential basis. We are free to use and reproduce any such information freely, and for any purpose whatsoever. We operate under a strict set of privacy principles. Travel with insurance takes care to respect the privacy of its online visitors (guests and/or members). Information that can identify any online visitor is collected only when voluntarily offered by the visitor. At Travel with insurance we continuously strive to improve your experience. To do so, we internally use personally identifiable information to personalize the customer experience and to improve our content and product offering, and site design and layout. We do not sell or rent any personally identifiable information about you to any third party. We may share non-personal, aggregate information regarding customer demographics, traffic patterns, sales, and site usage with our partners or advertisers. We will never willfully disclose personally identifiable information about our customers to any third party without prior consent. We do not share personal information provided by site visitors with anyone outside travel with insurance, except to the extent necessary to allow you to participate in site activities. In particular, we do not rent or sell mailing lists of site visitors to any third party. We will never post your e-mail address or other identifying information you have provided on our site without your consent. We collect non-personal information from online visitors in order to constantly improve our web site. Information that can identify a visitor (e.g. name or address) is not collected in this process, nor does travel with insurance require disclosure of such information. Information that can identify a visitor is collected only when the visitor provides it voluntarily. You are solely responsible for maintaining the secrecy of your passwords and/or account information. Please be careful and responsible whenever you are online. Any changes in this privacy policy will be promptly disclosed in these pages. Return to check from time to time.

Visit our resources page to help guide you on Travel insurance terminology. NECESITA VIAJE INDIVIDUAL / MULTI SEGURO DE VIAJE? General19 A Annual Multi-Trip Plan Provides coverage for all trips made within a year. B Baggage and Personal Effects Coverage Covers a policy holder’s baggage, passport, credit cards, and personal effects. Benefits The amount a beneficiary receives from the insurance provider after a claim has been filed. Benefit Period The period of time during which the insured receives compensation from their insurance company for medical purposes, and can vary from policy to policy. For example, one policy may state that your benefit period begins the day you are hospitalized for a serious illness and ends 30 days after you stop receiving treatment. C Co-Insurance or Co-Pay Refers to the amount paid by the policy holder after payment of the deductible is completed. Common Carrier Any land, sea, or air conveyance operating under a valid license for the transportation of passengers for hire. Continuous Coverage Health insurance coverage that is not interrupted by a lapse of a predetermined number of days. Coverage Area The geographical region where an insurance policy is in effect. Covered Expenses Expenses that the insurance company agrees to cover based on the insurance policy purchased. A summary of “covered expenses” will be listed in the Schedule of Benefits. Covered Reasons The specific situations and events that are covered by a specific coverage or policy. D Deductible The amount a policy holder is required to pay before the insurance provider starts making payment. It can be a yearly amount, an amount based on the duration of the policy, or amount based on incident. Death Benefit (Survivor Benefit) The total compensation that is paid to the beneficiary of the life insurance plan when the insured passes away. Dependent Usually a spouse and/or children who are legally dependent on the insured. Depending on the insurance plan, dependents may qualify for insurance coverage on the insured’s policy. E Emergency Benefits Provides coverage for expenses incurred when a person is transported to a place where they receive immediate medical attention. Evacuation: Emergency Evacuation Categories Emergency medical evacuation (to the nearest qualified medical facility that can handle the medical condition) Medical due to outbreaks, epidemics The threat of natural disaster Political evacuation due to civil unrest (treated separately) Includes expenses for reasonable transportation (either public transport or private as reasonable based on the condition) resulting from the evacuation; and the cost of returning to either the home country or the country where the evacuation occurred. Sometimes includes remote transportation in the event of a diagnosis of a critical medical condition that is not necessarily immediately life-threatening, but severe enough that it could result in death or a permanent disability if not treated right away. Any medical treatment (after any deductibles) is usually paid from your medical insurance benefit. May also include an Emergency Reunion Benefit, or Return of Minor Children. Emergency Reunion Coverage Covers the traveling and accommodation expenses incurred when a friend or family member of an ill or injured policy holder travels to visit them. Exclusions Expenses the insurance provider will not cover, and they usually include expenses that result from participation in high-risk sports or recreational activities. Effective Date The date when the insurance coverage becomes effective. Elimination Period (Waiting Period) the period of time between the insured’s accident and the arrival of benefit payments. For example, if you broke your leg in January and received your first benefit payment in February, the elimination period would be one month. Epidemic An outbreak of a contagious disease that spreads rapidly and widely and that is identified as an epidemic by The Centers for Disease Control and Prevention (CDC). Exclusions Cases under which an insurance provider does not provide coverage to the insured. For example, an insurance company may include an exclusion for car accidents if the insured is driving under the influence. Expatriate Insurance Expat insurance policies designed to cover financial losses that expatriates face while living and working in a country other than their own. F Family Plans Plans that cover every member of a family who is traveling, and they usually come with discounted rates. G Grace Period A period of time after an insurance premium payment is due during which the insured can fully enjoy the insurance coverage without incurring an additional fee. Grace periods can range from 24 hours to 30 days, and after their expiration, the insured will be required to pay an additional fee. H Hazardous Sports and Activities Coverage Refers to coverage of medical expenses incurred to treat a policy holder who becomes injured because of participation in hazardous sports and activities, such as: sky diving, scuba diving, or rock climbing HIPAA The Health Insurance Portability and Accountability Act. This is also known as the Kassebaum-Kennedy Act enacted by the US Congress in 1996. It includes basic requirements for health insurance privacy and portability of health insurance, thus avoiding the exclusion of coverage for pre-existing medical conditions. Hospital Indemnity Hospital indemnity will provide $$ for each night you spend in the hospital as an inpatient when receiving treatment for a covered illness or injury. Hospital indemnity benefits are typically not subject to a deductible or coinsurance and are in addition to the payments for other covered expenses. I Insured The individual who is covered by the travel insurance policy. Individual Plans Plans that provide coverage for only one person. Inflation Protection A feature of certain insurance policies whereby the value of benefits increases by a certain, pre-defined percentage during specific time periods to assure that insurance coverage grows at the same pace as inflation. Insurance Provider Network The grouping of hospitals, doctors, and other health care providers that the insured will receive the maximum insurance coverage from working with. Health Maintenance Organization (HMO) – an insurance provider plan that typically limits customers to receiving insurance coverage only when working with one specific network provider. Preferred Provider Organization (PPO, or Participating Provider Organization) – an organization of hospitals, doctors, and other health care providers who have agreed to provide health care at reduced rates to clients of a particular insurance provider. Healthcare providers who fall into your provider’s PPO are often referred to as “In-Network” providers, while healthcare providers outside of your insurance provider’s PPO are referred to as “Out of Network” providers, and will typically cost you much more than in-network providers. In-Network, Out-of-Network Medical facilities and practitioners that have contracted with the insurance companies to provide discounted rates, direct billing, and other services are considered In-Network (See more about Doctor Networks). Those facilities that have not contracted are considered “Out-of-Network.” The insured will typically save money by using “In-Network” providers and facilities. In-patient A patient admitted for at least a 24-hour residence (or at least overnight) in a medical facility where he is being treated. Insurance Broker An agency or individual who works as an intermediary between a person wanting insurance and one or more insurance companies to guide them in the purchase of insurance. (See Why Work with an International InsuranceBroker) IPMI International Private Medical Insurance or Global Health insurance. J K L Lost Luggage Secondary coverage that is paid when a policy holder’s checked luggage is permanently lost. Aka Loss/Theft, if there is damage to, or loss of, or theft of your checked or stored baggage or personal items (Defined as suitcases, clothing, toiletries, books, photo equipment, mobile phones, and laptops) by a common carrier, or while stored with your hotel. It will also usually include coverage for the replacement costs of travel documents, and sometimes bag tracking. May, or may not, include delayed baggage. Lifetime Maximum The maximum amount an insurance company will pay for all benefits received. The usual limits are $1,000,000; $3,000,000 or $5,000,000 but may be greater or, in some cases, unlimited. Loss Injury or damage sustained by you in consequence of the happening of one or more of the occurrences against which the company has undertaken to indemnify you. M Maximum Policy Coverage Refers to the maximum compensation that will be paid for expenses covered by a policy. Medical Evacuation (MedEvac, medivac) Timely and efficient evacuation and in-route care of ill or injured persons, usually by air transportation, to a place where they can receive adequate medical care. Medically Necessary Treatment that’s appropriate for your illness or injury, consistent with your symptoms, and that can safely be provided to you. It meets the standards of good medical practice and isn’t for your convenience or the provider’s convenience. N Non-Refundable Travel Expenses These are expenses paid for a trip that cannot be reimbursed, and they include accommodation deposits and airline tickets. Natural disaster A large-scale extreme weather or environmental event that damages property, disrupts transportation, or endangers people. Examples include earthquakes, fires, floods, hurricanes, or volcanic eruptions. O Online Fulfillment Electronic communication of Medical ID card, certificate or indication of coverage, information on the policy purchased, how to file a claim, and the insurance company’s contact information. Outpatient A patient who receives medical treatment at a clinic or hospital, but is not admitted for an overnight stay. Out-of-Pocket Expense The total amount that you will pay towards your medical expenses. P Pre-Existing Conditions Refers to medical conditions of policy holders that existed before the insurance policies were purchased: Usually, insurance providers will only provide minimal or no coverage for expenses related to such conditions. Premium The amount paid to purchase a travel insurance plan. The payment can be made in advance, once every month or year, or before every trip. Primary Coverage Form of coverage provides insurance for the policy holder even though you have other coverage. Policy Year The amount of time from the effective date of the policy that comprises one full year. For example, if the effective date begins April 14, 2009, the policy year will end at midnight, April 13, 2010. Political Evacuation Often lumped together with non-medical or security evacuation, political evacuation is for situations where one is either trapped, or expelled, or at risk due to civil uprisings, riots, military coups, political unrest, or being identified as a “persona non grata” in the country you are visiting. Security evacuations (necessary for impending natural disasters, etc.) are different from political evacuations. Political evacuations are for situations of political instability, civil unrest, or military action. Coverage is sometimes dependent on the United States Department of State, Bureau of Consular Affairs, or similar government organization of the insured person’s home country, ordering the evacuation of all non-emergency government personnel from the host country. Pre-certification The need to check with the insurance company before receiving medical care, generally for major medical procedures, to confirm if the medical care received will be covered by the insurance company. Premium Payment for insurance, the amount paid by the insured to the insurance company for health insurance coverage. Preventive Care Medical care given in advance of symptoms to prevent illness or injury. Generally includes emphasis on healthy behavior, regular testing, screening for diseases, routine physical examinations, and immunizations. Q Quarantine Mandatory isolation or restrictions on where you can go, intended to stop a contagious disease from spreading. R Rental Car Insurance Covers theft or damage of a car rented by a policy holder during their trip. It also covers the damage and injury sustained by other people if the policy holder causes an accident. Repatriation Benefit Refers to the coverage of expenses for preparing and sending the deceased person’s body to their own country Rider (Waiver) A formal written statement by the insurance company to the insured amending and modifying coverage, e.g., adding or excluding coverage. It could involve waiving coverage for a certain medical condition like cancer, hepatitis or adding coverage for such conditions. S Secondary Coverage Only offers insurance for expenses not included in the primary coverage. Single Trip Plan A policy that provides coverage for only one trip Schedule of Benefits (SOB) A list of the benefits, amount of coverage provided in an insurance policy, usually one or two pages in length. Scheduled Departure Date The date on which you are originally scheduled to leave on the trip. Scheduled Return Date The date on which you are originally scheduled to return to the point of origin or to a different final destination. Sickness An illness or disease which is diagnosed or treated by a physician after the effective date of insurance and while you are covered under the policy. Subrogation Steps the travel insurance company takes, after paying a claim, to collect from other available sources such as other insurance plans or travel suppliers. T Travel Assistance Services Refers to assistance available to a policy holder when they experiences difficulty in a foreign location. It includes: 24-hour emergency phone services, legal assistance, visa and passport assistance, and others. Travel Supplier Bankruptcy or Default Refers to coverage of expenses incurred when a travel supplier goes bankrupt or defaults from providing travel services. Trip Interruption Insurance Provides coverage for policy holders who interrupt or cancel their trips because of acceptable reasons such as injury, illness, death of a relative, flight problem, and others. Terrorism Terrorismis an act or threat of action by a person or group of people, whether acting alone or in connection with an organisation or government, committed for political, religious, ideological or similar purposes intended to influence any government or to frighten the public or any section of it. An 'action' means: violence, damage to property, putting life in danger, creating a public health risk, or disrupting electronic systems or transport services. Trip Cancellation Provides reimbursement for non-refundable trip payments and deposits if a trip is canceled for illness, death, or other specific unforeseen circumstances. The “trip cancellation” benefit covers you in the event you have to cancel prior to your trip due to a covered reason listed in your travel insurance policy prior to your departure date. Trip Interruption Trip interruption plans typically reimburse you for pre-paid non-refundable travel expenses if an unexpected crisis (e.g., death of a family member, sickness, airline strike, travel supplier bankruptcy, among other crises) occurs during your trip causing it to be canceled, interrupted or delayed. U Usual, Customary, and Reasonable Charges Average amounts charged by travel insurance providers for certain services, treatments, or procedures in the same locality. Underwriter (1) The company that receives the insurance premium and accepts the responsibility to cover medical costs; (2) The employee in an insurance company who decides whether or not the insurance company should assume the risk of offering the insurance to an individual or group; (3) An insurance agent. Usual, Reasonable & Customary (UCR) The amount an insurance company will pay for a covered medical expense based on the customary charges of all medical providers in a given geographic area for a similar service. V Valuables Jewellery, watches, glasses (including sun glasses), contact lenses, keys, hearing aids, any electric, electrical or electronic items or equipment including their accessories (e.g. mobile phones, laptops, games consoles, portable audio equipment, portable visual equipment, memory sticks, chargers, dongles), any kind of photographic or recording equipment and their accessories (including CDs, DVDs, tapes etc), items made of or containing precious metals or (semi) precious stones, furs, animal skins, antiques, binoculars, telescopes, musical instruments. W Waiting Period A period of time the insured must wait before some or all of the coverages offered in an insurance plan begin and the insured can receive benefits. Waiver (Rider) A formal written statement by the insurance company to the insured amending and modifying coverage, e.g., adding or excluding coverage. It could involve waiving coverage for a certain medical condition like cancer, hepatitis or adding coverage for such conditions. Wellness Benefit (Preventive Care, Well-care) Medical care given in advance of symptoms to prevent illness or injury. Generally includes emphasis on healthy behavior, regular testing, screening for diseases, routine physical examinations and immunizations. X Y Z

Travel with Insurance delivers online based, insurance information to individuals, families and businesses and make sure that you receive the very best travel Insurance quotes and service for your trip. We offer a comprehensive, competitive service with a strong network of leading insurance and financial partners.  Usted explora Protegemos Busque y compare las pólizas de seguro de viaje recomendadas Find the right plan for your trip Start Search Planes de viaje populares Single Trip Travel Insurance Annual / Multi Trip Travel Insurance Trip Cancellation for USA Citizens Medical Travel Insurance Evacuation & Repatriation Plans Adventure Sports Trips Student Travel Insurance Group Travel Insurance Long Term Expatriates, Marine Crew, Missionary Costa Rica Specialized Travel Policy Single Trip Travel Insurance Annual / Multi Trip Travel Insurance Trip Cancellation for USA Citizens Medical Travel Insurance Evacuation & Repatriation Plans Adventure Sports Trips Student Travel Insurance Group Travel Insurance Long Term Expatriates, Marine Crew, Missionary Costa Rica Specialized Travel Policy Single Trip Travel Insurance Annual / Multi Trip Travel Insurance Trip Cancellation for USA Citizens Medical Travel Insurance Evacuation & Repatriation Plans Adventure Sports Trips Student Travel Insurance Group Travel Insurance Long Term Expatriates, Marine Crew, Missionary Costa Rica Specialized Travel Policy Single Trip Travel Insurance Annual / Multi Trip Travel Insurance Trip Cancellation for USA Citizens Medical Travel Insurance Evacuation & Repatriation Plans Adventure Sports Trips Student Travel Insurance Group Travel Insurance Long Term Expatriates, Marine Crew, Missionary Costa Rica Specialized Travel Policy Con más de 25 años de experiencia en seguros, hemos hecho el trabajo duro por usted. Nuestros proveedores competitivos y aprobados han sido cuidadosamente seleccionados e investigados para que no se sienta abrumado por las opciones de seguro. Entregamos información de seguros en línea a individuos, familias y empresas y nos aseguramos de que reciba las mejores cotizaciones y servicios de seguros de viaje para su viaje. Ofrecemos un servicio integral y competitivo con una sólida red de socios financieros y de seguros líderes. Travel with Insurance celebra la aventura de viajar manteniendo a nuestros clientes seguros, protegidos y asegurados. Viajeros estadounidenses en Europa Consulte los sitios web de las embajadas o consulados de EE. UU. Pertinentes para obtener información sobre restricciones, políticas de cuarentena en el extranjero e información de salud urgente para viajes por Europa. Ver preguntas frecuentes ¿Viaja a Costa Rica? El gobierno de Costa Rica ha implementado nuevos requisitos que deben cumplir los visitantes en el exterior antes de ingresar al país. Nuestros planes cumplen y superan los requisitos del seguro para ingresar legalmente al país. Más información Información del país de Covid Busque por país para verificar las últimas reglas y regulaciones para viajes, trabajo y ocio. Ver lista Noticias y consejos de la industria Consejos sobre viajes y seguros, noticias y actualizaciones de todo el mundo. Vist News Center Why do you need travel insurance? Could you afford to lose your non-refundable , pre-paid travel expenses in the case of your trip being cancelled due to an unforeseen event (ex: death of a family member)? Are you traveling to a destination that may be affected by severe weather? If you were to get sick or injured on the trip , would you be unable to pay out of pocket for the necessary healthcare? If your flight is delayed or cancelled , would you seek reimbursement for the inconvenience and additional charges such as change fees? If your luggage is lost or stolen , could you afford to replace the missing baggage or personal effects? TWI will help you find the best plan for your trip Comparar proveedores Puede comparar docenas de proveedores en nuestro sitio utilizando nuestro motor de comparación. El seguro de viaje es único y varía según los detalles de su viaje. La mejor póliza cubre solo lo que necesita a un precio que se ajusta a su presupuesto. Obtenga apoyo personal Seleccione su oferta y espere una rápida confirmación de los detalles y el papeleo. Si necesita ayuda, nuestros agentes de seguros de viaje con licencia pueden ayudarlo a comparar planes y leer la letra pequeña para que le ayude a explicar las exclusiones. Tranquilidad de espíritu ¡Fácil! Seguro de viaje sin complicaciones para usted y su familia. Cuando las personas se sienten seguras, pueden disfrutar de una experiencia al máximo, en lugar de preocuparse por "qué pasaría si". Obtenga la tranquilidad que necesita para sentirse seguro sin importar a qué parte del mundo se dirija. Obtenga cotizaciones gratuitas y compare planes de seguro en línea Find Plans

Travel with Insurance delivers online based, insurance information to individuals, families and businesses and make sure that you receive the very best travel Insurance quotes and service for your trip. We offer a comprehensive, competitive service with a strong network of leading insurance and financial partners. Contact us today. Contacto ¿Necesita ayuda? Estamos aquí para ayudar Únase al equipo de TWI e inscríbase para convertirse en un agente asociado Contacto Primer nombre Apellido Correo electrónico Mensaje Enviar Su mensaje ha sido entregado. CORREO ELECTRÓNICO info@travelwithinsurance.com TELÉFONO 310-553-8383 WhatsApp Messenger OFICINAS 1901 Avenida de las Estrellas # 1900 Los Ángeles, CA 90067 Estados Unidos de América OFICINAS 1901 Avenida de las Estrellas # 1900 Los Ángeles, CA 90067 Estados Unidos de América Apply now

Worldwide health / travel insurance specifically designed for crews, missionary or student travelers as well as annual plans for individuals and their families who intend to be outside their home country for at least 3 months each year. These plans are designed to support the international lifestyles of those who travel to or from the United States for extended periods of business, leisure and study. NECESITA VIAJE INDIVIDUAL / MULTI SEGURO DE VIAJE? ¿Viaja con frecuencia, pero no le preocupan las cancelaciones, retrasos o interrupciones del viaje? Se encuentran disponibles varios tipos de planes que ofrecen cobertura de viaje anual. Primero, los planes médicos de viaje que lo cubren mientras viaja internacionalmente durante el año son una opción. Se requiere que exista cobertura médica primaria para ser elegible para los planes médicos de viajes múltiples, y también es importante tener en cuenta la duración máxima permitida por viaje, que varía según el plan. En segundo lugar, las membresías anuales de evacuación de emergencia pueden cubrirlo siempre que viaje a más de una cierta distancia de su hogar (generalmente de 50 a 150 millas, según el plan). Finalmente, algunos de los planes de muerte accidental ofrecen una cobertura opcional de viajes múltiples. > ¿Cuándo debería considerar un plan de seguro de viaje anual? Simple, si tiene varios viajes programados durante un período de un año. Pero sepa, debe regresar a casa entre los viajes. Un solo viaje a múltiples destinos no califica a un viajero para un plan de seguro de viaje anual. Sin embargo, si regresa a casa por un período y luego emprende otro viaje a varios lugares, podría considerar un plan anual o anual. > ¿Qué tipo de cobertura se incluye con los planes anuales? La mayoría de los planes anuales de viajes múltiples se centran principalmente en la cobertura de evacuación médica y de emergencia de viaje o solo en la cobertura de evacuación médica de emergencia. Esto significa que las coberturas estándar en los planes de seguro de viaje integrales generalmente no están incluidas (cancelación de viaje, interrupción del viaje y retraso del viaje). Algunos planes anuales de viajes múltiples incluyen cobertura limitada por pérdida de equipaje, pero no todos. Si está buscando cobertura por muerte accidental, puede comprar un plan por muerte accidental y desmembramiento para viajes múltiples. Esta es una opción elegida en algunos planes de muerte accidental y su compra sería un costo adicional. > ¿Es un plan anual una buena opción para los viajeros frecuentes? Si viaja varias veces en el período de un año, es posible que esté buscando protección de viaje que se adapte a sus necesidades específicas. Lo más probable es que esas necesidades se centren en la atención médica de emergencia durante un viaje al extranjero. Un plan de seguro de viaje anual o anual es una solución perfecta. Cuando viaje al extranjero, es posible que su plan médico primario no lo cubra. Un plan de seguro de viaje anual puede ayudar a compensar los costos de las necesidades de atención médica cubiertas. Como siempre, comuníquese con nuestros expertos en atención al cliente si tiene alguna pregunta específica sobre seguros de viaje. NECESITA VIAJE INDIVIDUAL / MULTI SEGURO DE VIAJE? Global Medical Insurance (Long Term) Long-term (1+ year) worldwide medical insurance for individuals and families Annually renewable medical coverage Deductible options from $100 to $25,000 Maximum limit options from $1,000,000 to $8,000,000 Customize & Buy View Brochure AM Best Rating A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's Global Crew Medical Long-term (1+ year) worldwide medical insurance for marine captains & crew members Annually renewable medical coverage Deductible options from $100 to $25,000 Maximum limits from $1,000,000 to $8,000,000 Premium modes to schedule the frequency of payment that meets your needs Customize & Buy View Brochure AM Best Rating A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's International Marine Medical Worldwide group coverage for professional marine crew $5,000,000 maximum benefit per insured person per period of coverage Primary to the vessel's Protection and Indemnity insurance (P&I) Coverage for individuals and dependents Customize & Buy View Brochure AM Best Rating A+ Globally recognized underwriters A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's GeoBlue Xplorer Premier (Standard Expatriate) Complete health insurance plan that you can use anywhere in the world. Annual plan for individuals and families who intend to be outside their home country for at least 3 months a year. Customize your medical coverage to suit your needs. Unlimited annual and lifetime medical maximum. International health insurance that covers you inside and outside the U.S. Immediate coverage of pre-existing conditions with proof of previous coverage. Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S and more... Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Navigator Crew (Expat Crew Medical Coverage) Complete, affordable worldwide coverage designed for maritime crew members. Annual plan for those who intend to be outside their home country at least 3 months a year. Covers dependents and families (only the subscriber must be in the crew profession). Sailboat racing, scuba diving and alcohol-related injuries are covered. Unlimited annual and lifetime medical maximum. Coverage is primary to protection & indemnity (P&I) insurance. Immediate coverage of pre-existing conditions with proof of previous coverage and more... Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Navigator Missionary Medical Coverage Complete, affordable worldwide coverage designed for NGOs, missionaries and those involved in humanitarian work. Annual plan for individuals and their families who intend to be outside their home country for at least 3 months each year. Covers dependents and families (only the subscriber must be a member of an NGO or charitable organization). Unlimited annual and lifetime medical maximum. Immediate coverage of pre-existing conditions with proof of previous coverage. Illnesses and injuries related to terrorism are covered. Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Navigator Student Complete, affordable worldwide coverage designed for students (including Optional Practical Training (OPT) status), teachers and faculty. Annual plan for individuals and their families who intend to be outside their home country for at least 3 months each year. Covers dependents and families (only the subscriber must be a teacher, student or faculty). Flexible options for plan length. Plan options that meet F1 and J1 Visa requirements. Unlimited annual and lifetime medical maximum. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724

Travelex Insurance Services is a leading travel insurance provider in North America with over 55 years of combined industry expertise of helping people dream, explore and travel with confidence. Travelex is committed to delivering exceptional products and services to their clients. IMG es un proveedor galardonado de servicios de asistencia y beneficios de seguros globales. Durante más de 25 años, han permitido que los miembros se preocupen menos y experimenten más al brindar la protección que necesitan, respaldada por el apoyo que se merecen. Desde 1990, IMG ha apoyado a millones de personas en casi todos los países proporcionando productos, servicio al cliente y beneficios de clase mundial. Visit website Why choose Travelex Headquartered in Omaha, NE, Travelex Insurance Services (TIS) was founded in 1996 when the Travelex Group purchased the travel insurance distribution services of Mutual of Omaha Companies. Not only do they offer simple, yet inclusive insurance plans for customers, their relationship-driven approach and superior customer service has been recognized by industry leaders. The strength of the TIS brand, their reputation and services have been recognized in the United States as a leader in the travel insurance industry. Establishing themselves as an innovator, TIS introduced the pre-existing medical condition waiver—a breakthrough in enhanced travel insurance for the consumer. Travelex was also an industry leader with the inclusion of features such as covering children at no additional cost and including key-person coverage for non-traditional families. In 2016 Travelex Insurance Services was acquired by Cover-More Group which is a wholly-owned subsidiary of Zurich Insurance Group, Australia’s largest travel insurance, medical assistance and employee assistance provider. The group is listed on the Australian Securities Exchange (ASX: CVO). Cover-More has the leading market position in Australia, Brazil, Argentina, Ireland, New Zealand, and in the U.S. TIS continues to expand and take the lead in innovation by making their products and services available to more customers than ever before. Planes integrales Advantage The Advantage plan offers great coverage at an even greater price. Emergency Medical & Dental Trip Cancellation Travel Assistance With benefits including trip cancellation coverage, emergency medical and dental expense coverage, 24-hour travel assistance and more, the Advantage plan offers all of the essentials for an affordable price. Up to $50,000 Emergency Medical Expenses Enjoy Primary Coverage Up to $10,000 Trip Cancellation & Interruption 24/7 Travel Assistance Services Customize & Buy View Flyer AM Best Rating: A+ Underwritten by Zurich American Insurance Company Ultimate The Ultimate plan offers comprehensive benefits and access to nine unique upgrades. Emergency Medical & Dental Trip Cancellation Travel Assistance Nine Optional Upgrades Whether you’re traveling for business, with your family, or for fun, Travelex’s premium insurance plan, Ultimate, offers the benefits and customizable upgrades you need to help keep yourself - and your vacation investment - protected. Up to $$250,0001 Emergency Medical Expenses Enjoy Primary Coverage Includes coverage for children 17 and under per each insured adult traveler 21-day Pre-Existing Medical Condition exclusion waiver available 1 $50,000 for NH residents Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Zurich American Insurance Company A+ from AM Best, AA from Standard & Poor’s Disclaimer: The product descriptions provided here are only brief summaries and may be changed without notice. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. Travelex Insurance Services, Inc. CA Agency License #0D10209. Insurance coverages underwritten by individual member companies of Zurich in North America, including Zurich American Insurance Company (NAIC #16535, state of domicile: New York), 1299 Zurich Way, Schaumburg, IL 60196. Certain coverages not available in all states. Customize & Buy View Brochure AM Best Rating: A+ Underwritten by Zurich American Insurance Company Visite su sitio web para conocer la gama completa de planes y beneficios disponibles Visita la página web Quiere asegurarse con Seguro IMG? Información de contacto de IMG Insurance > Atención al cliente 866-263-0669 Correo electrónico de reclamaciones Ampliar o renovar la cobertura > Correo electrónico de reclamaciones Consulte el número de fax, la dirección de correo electrónico o la dirección postal en sus documentos IMG. Sitio web de reclamaciones de proveedores Asistencia de emergencia > Enviar a 2960 North Meridian Street Indianápolis, IN 46208 Presentar reclamaciones Encuentre un médico / hospital

A leading provider of USA & International Travel Insurance, Visitor Insurance for visitors traveling to the USA, Trip Cancellation Insurance, International Student Insurance and more. Founded in 1998, Trawick International® offers many different types of insurance products to travelers all around the world. They continue to research ground-breaking plans to satisfy the needs of travelers everywhere. Un proveedor líder de seguros de viaje internacionales y para EE. UU., Seguro de visitante para visitantes que viajan a EE. UU., Seguro de cancelación de viaje, Seguro para estudiantes internacionales y más. Visit website Por qué elegir Trawick International Fundada en 1998, Trawick International® ofrece muchos tipos diferentes de productos de seguros a viajeros de todo el mundo. Continúan investigando planes innovadores para satisfacer las necesidades de los viajeros en todas partes. Trawick International es un proveedor de seguros mundial con experiencia en seguros médicos para viajes internacionales y seguros médicos para estudiantes internacionales. Brindan cobertura médica, evacuación de emergencia, repatriación, reunión de emergencia, evacuación de seguridad / política y mucho más para cualquier persona que viaje fuera de su país de origen. Trawick International ofrece una extensa red mundial de médicos, hospitales y farmacias de calidad tanto en los EE. UU. Como en todo el mundo ". Forbes Advisor otorgó a Trawick International los máximos honores en su lista de Mejores compañías de seguros de viaje para consumidores. De las 15 compañías de seguros de viaje clasificadas por el medio de noticias financieras, Trawick International ocupó el primer lugar, según la rigurosa metodología de Forbes basada en datos. Trawick International está acreditado por Better Business Bureau (BBB) con una calificación A + para nuestras operaciones comerciales responsables, confiables y centradas en el cliente. Comprehensive Travel Insurance Options Safe Travels Pathway Plus Pathway Plus is a mid-level travel protection and travel medical insurance plan designed for travelers seeking reliable coverage for both trip investment and unexpected medical emergencies. This plan offers balanced benefits, including trip cancellation and interruption protection, emergency medical and evacuation coverage, and optional upgrades for added flexibility. Pathway Plus is well suited for U.S. residents traveling domestically or internationally for up to 90 days who want dependable protection without the cost of a premium-tier plan. Trip cancellation for US citizens and US Residents travelling to other countries or domestically Customize & Buy View Brochure Underwritten by Wesco Insurance Company Safe Travels Pathway Premier The Pathway Premier plan features coverage for Pre-Existing Condition coverage if purchased on or prior to final payment. For leisure or business travel for domestic and international trips. This plan includes Worldwide 24/7 Emergency Assistance Services, Trip Cancellation and Interruption,Up to $150,000 coverage for Emergency Medical Expense as well as baggage and many other essential benefits while you travel. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness. Trip cancellation for US citizens and US Residents travelling to other countries or domestically Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Safe Travels Pathway Essential The Pathway Essential plan is an Economical Travel Protection and Travel Medical Insurance covers up to $25,000 trip cancellation and trip interruption. Also included is $25,000 primary emergency accident and sickness medical coverage. It covers $600 for potential accommodations/lodging expenses due to trip delay and airline ticket change fee. Covers Emergency medical evacuation and repatriation. Provides secondary baggage loss and delay. Trip cancellation for US citizens and US Residents travelling to other countries or domestically Customize & Buy View Brochure Underwritten by Wesco Insurance Company Safe Travels Pathway Domestic Pathway Domestic is a comprehensive U.S. travel protection plan designed to give you peace of mind on every trip, offering 100% reimbursement for trip cancellations or interruptions up to $14,000, plus valuable coverage for delays, missed connections, and baggage issues. With included perks like airport lounge access for qualifying flight delays and a complimentary pre‑travel medication consultation through Runway Health. Optional add‑ons such as Rental Car Damage and Accidental Death & Dismemberment benefits let you customize your protection, ensuring you’re covered from departure to return. Trip cancellation for US citizens and US Residents travelling to other countries or domestically Customize & Buy View Brochure Underwritten by: Wesco Insurance Company Travel Medical Plans Safe Travels Outbound Travel Medical and Evacuation Plan - for US Citizens and US Residents traveling outside the USA Primary Medical Plan for US Citizens and US Residents traveling outside the USA for up to 180 days. It includes medical, emergency medical evacuation, repatriation, and security evacuation and is for those traveling outside the United States. Rates are based on age and plan choices. Minimum 5 days of coverage purchase - up to 180 days. COVID-19 EXPENSES are covered and treated as any other sickness. This is stated on the VISA letter you receive upon purchase. Customize & Buy View Brochure Underwritten by Nationwide Mutual Insurance Company Safe Travels Outbound Cost Saver Safe Travels Outbound Cost Saver is an excess temporary travel medical plan for US Citizens and US Residents while traveling outside the USA for up to 180 days. It includes medical, emergency medical evacuation, repatriation, and security evacuation and is for those traveling outside the United States. Rates are based on age and plan choices. Minimum 5 days of coverage purchase - up to 180 days. COVID-19 EXPENSES are covered and treated as any other sickness. This is stated on the VISA letter you receive upon purchase. Travel Medical and Evacuation Plan - for US Citizens and US Residents traveling outside the USA Customize & Buy View Brochure Underwritten by Nationwide Mutual Insurance Company Safe Travels USA For NON US Citizens traveling to the USA or traveling to USA with a side trip or stop in another country (Must have some time in USA) For Non US Citizens and Non US Residents traveling to the USA or to USA and Worldwide for up to 364 days Customize & Buy View Brochure Underwritten by Zurich Insurance Europe AG Belgian branch Safe Travels USA Cost Saver Safe Travels USA Cost Saver plan provides coverage to non-US citizens who reside outside the USA and are traveling outside their Home Country to visit the United States or to the United States & Worldwide for up to 364 days This plan is not available to green card holders in the USA or US Citizens. This plan is not available to anyone age 90 or above. This plan does not cover any treatment for or complications arising from COVID-19, SARS-CoV-2 Illness. Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Safe Travels USA Comprehensive For Non US Citizens and Non US Residents traveling to the USA or to USA and Worldwide for up to 364 days. Covers Acute Onset of Pre-Existing conditions up to the policy maximum on some ages. Covers one Well Visit per policy. Rates are based on age, policy maximum and Out of Network Deductible choice. COVID-19 EXPENSES are covered and treated as any other sickness. Customize & Buy View Brochure Underwritten by Zurich Insurance Europe AG Belgian branch Safe Travels International Travel Medical and Related Benefits for persons traveling outside their home country. Up to $1,000,000 Medical and choice of Deductible. Please note this policy IS NOT valid for travel from, in, or to the United States of America. You must live in the country of Origin. Minimum 5 day purchase. COVID-19 EXPENSES are covered and treated as any other sickness. Travel Medical Plans for people traveling outside their home country and not to the USA. Not available to US Citizens or Greencard Holders Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Safe Travels International Cost Saver Budget Travel Medical and Related Benefits for persons traveling outside their home country but not to the USA. Up to $1,000,000 medical and choice of Deductible. Please note this policy IS NOT valid for travel from, in, or to the United States of America. You must live in the country of Origin. Minimum 5 day purchase. It does not cover any treatment for or complications arising from COVID-19,SARS-CoV-2 Illness. Travel Medical Plans for people traveling outside their home country and not to the USA. Not available to US Citizens or Greencard Holders Customize & Buy View Brochure Underwritten by Zurich Insurance Europe AG Belgian branch Planes de especialidad Collegiate Care Elite Collegiate Care Elite Highlights United Healthcare PPO Network Sports Activities Coverage Motor Vehicle Accident coverage Unlimited medical maximum Maternity coverage COVID-19 EXPENSES are covered and treated as any other sickness Collegiate Care Elite Student Plans for students, scholars, and educators while outside their home country in the USA (Must be enrolled in or work for the school) Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Collegiate Care Essential Budget Travel Medical and Related Benefits for persons traveling outside their home country but not to the USA. Up to $1,000,000 medical and choice of Deductible. Please note this policy IS NOT valid for travel from, in, or to the United States of America. You must live in the country of Origin. Minimum 5 day purchase. COVID-19 EXPENSES are covered and treated as any other sickness. Travel Medical Plans for people traveling outside their home country and not to the USA. Not available to US Citizens or Greencard Holders Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Planes de especialidad Safe Travels Rental Plus Safe Travels Rental Plus is an important way to protect your vacation investment against unforeseen circumstances that may occur before or during your scheduled trip. Travel Protection and Cancel for Any Reason Travel Protection offered Available to US Citizens and US Residents. Coverage may be purchased at time of initial booking; Up to 30 days before initial check-in. Customize & Buy View Brochure Underwritten by Crum and Forster, SPC Visite su sitio web para conocer la gama completa de planes y beneficios disponibles Visita la página web Quiere asegurarse con Trawick International? Seguro de viaje para cada viaje Información de contacto de Trawick International Para usar con estas políticas: Safe Travels USA Cost Saver, Safe Travels USA Comprehensive, Safe Travels International sin EE. UU., Safe Travels International Cost Saver sin EE. UU. > Atención al cliente 888-301-9289 > Horas de funcionamiento De lunes a viernes de 8:00 a. M. A 6:00 p. M. CT Correo electrónico de reclamaciones Ampliar o renovar la cobertura > Horas de funcionamiento de reclamaciones De lunes a viernes de 8:00 a. M. A 6:00 p. M. CST > Contacto de reclamaciones Tel: 866-696-0409 Fax: 866-616-0444 Sitio web de reclamaciones de proveedores Asistencia de emergencia > Dirección postal Planes de beneficios coordinados, LLC en nombre de Crum y Forster Apartado de correos 2069 Fairhope, Alabama 36533 Presentar reclamaciones Encuentre un médico / hospital

Generali Global Assistance (Formerly known as CSA Travel Protection) is a leading provider of travel insurance and other assistance services for consumers and business partners around the world. Founded in 1991 and based in San Diego. CSA Travel Protection (ahora conocida como Generali Global Assistance) es un proveedor líder de seguros de viaje y otros servicios de asistencia para consumidores y socios comerciales de todo el mundo. Fundada en 1991 y con sede en San Diego. Visit website Por qué elegir CSA Travel Protection Tenga la seguridad de que su marca puede haber cambiado, pero ofrecen la misma calidad de seguro de viaje, asistencia de emergencia y excelente servicio al cliente en el que ha confiado durante más de 25 años. GGA también ha lanzado tres nuevos planes de seguro de viaje que combinan el conocimiento institucional y la calidad construida por CSA durante décadas, con el respaldo y la capacidad de suscripción de una marca de seguros global. Pueden aprovechar al máximo la escala global y los recursos de una de las corporaciones más fuertes y exitosas del mundo, el Grupo Generali , al tiempo que mantienen el compromiso con el servicio al cliente. Desde problemas de viaje comunes como viajes cancelados y viajes retrasados, hasta asistencia en el terreno las 24 horas, los 7 días de la semana con emergencias como huracanes y evacuaciones médicas en helicóptero, CSA está allí cuando su viaje no sale como estaba planeado. Planes integrales Premium Plan Ideal for luxury travel, cruises and tours etc An enhanced travel insurance plan designed for more expensive travel, including cruises and tours. Get the highest available benefit limits with amplified coverage for certain trip emergencies. Coverage for Pre-Existing Medical Conditions is only available with this plan. Trip cancellation 100% of trip cost insured Trip interruption 175% of trip cost insured Customize & Buy View Brochure Underwritten By: Generali U.S. Branch, New York, NY; NAIC # 11231. Preferred and Standard Plans Ideal for sporting goods, ski, golf and hiking trips Our Preferred travel insurance plan includes the same coverages and assistance services as the Standard plan, plus specific coverages for Sporting Equipment. Great for ski, golf, hiking trips, international travel and more. Trip cancellation 100% of trip cost insured Trip interruption Up to 150% of trip cost insured Customize & Buy View Brochure Underwritten by Generali U.S. Branch, New York, NY; NAIC # 11231. Cobertura para la enfermedad COVID-19 Si a usted, un miembro de su familia o un compañero de viaje se le diagnostica COVID-19 antes o durante su viaje, y cumple con los requisitos de cobertura debido a enfermedad , puede estar cubierto por Cancelación de viaje, Interrupción de viaje, Retraso de viaje, Médico y dental, y Asistencia y transporte de emergencia, además de nuestros servicios de Asistencia de emergencia las 24 horas, los 7 días de la semana. Visite su sitio web para conocer la gama completa de planes y beneficios disponibles Visita la página web Quiere asegurarse con ¿Protección de viaje CSA? El mundo te espera. Ir de viaje. Información de contacto de CSA Travel Protection / Generali Global > Atención al cliente 800-874-2442 > Horas de operación Lunes a viernes: 6 a. M. A 6 p. M. PT, sábado a domingo: 6 a. M. A 3 p. M., Hora del Pacífico Correo electrónico de reclamaciones Ampliar o renovar la cobertura > Horas de operación de reclamos: Lunes a viernes: 6:00 a. M. A 6:00 p. M., Hora del Pacífico > Teléfono de reclamaciones Tel: 800-541-3522 Fax: 877-300-8670 > Enviar a Asistencia global de Generali PO Box 939057 San Diego, California 92193-9057 Sitio web de reclamaciones de proveedores Asistencia de emergencia Presentar reclamaciones Encuentre un médico / hospital

Costa Rica Required Travel Insurance The government of Costa Rica has implemented the following requirements for visitors abroad to comply with before entering the country. Our travel insurance plans covers all you need to travel with peace of mind to Costa Rica. Costa Rica Seguro de viaje requerido El gobierno de Costa Rica ha implementado los siguientes requisitos que deben cumplir los visitantes en el extranjero antes de ingresar al país. Planes de política de viajes especializados para Costa Rica Para las pólizas de seguros internacionales, los turistas deben solicitar una certificación a su compañía de seguros, emitida en inglés o español, verificando al menos las siguientes tres condiciones: Policy Effectiveness of the policy during the visit to Costa Rica. You will need to fill out the electronic epidemiological health pass form before departure. Medical Expenses Coverage for Medical expenses in the event of becoming ill with the pandemic COVID-19 virus while in Costa Rica, for at least $50,000. Minimum Coverage Includes minimum coverage of $2,000 for potential quarantine lodging expenses issued as a result of the pandemic. > Regulaciones de Costa Rica El plan Safe Travels Voyager solo está disponible para ciudadanos de EE. UU. Y residentes de EE. UU. Que viajen desde EE. UU. Y se puede comprar por un costo de viaje de $ 0 a $ 100,000. Incluye $ 250,000 de cobertura médica primaria y demora de viaje de $ 2,000 para gastos de alojamiento / alojamiento en cuarentena. Al realizar la compra, recibirá una carta de visa y un certificado para presentar a la República de Costa Rica. A partir del 26 de enero de 2021, todos los viajeros que vuelen a los Estados Unidos deberán presentar una prueba COVID-19 negativa antes de ingresar al país. Las aerolíneas serán responsables de confirmar los resultados negativos de las pruebas de todos los pasajeros antes de abordar un vuelo a los Estados Unidos. El costo de esta prueba obligatoria no es un beneficio cubierto por ninguno de nuestros planes de seguro de viaje. Los planes no cuentan con beneficios de acomodaciones adicionales para viajar para realizar el examen. Si alguien no recibe los resultados de la prueba a tiempo, este no sería un beneficio cubierto por retraso o interrupción del viaje. En caso de que alguien tenga una prueba positiva, podría haber cobertura para retrasos en el viaje para alojamiento adicional debido a la cuarentena. NECESITA VIAJE INDIVIDUAL / MULTI SEGURO DE VIAJE? Safe Travels Voyager (For US Citizens) The Safe Travels Voyager is designed for those who are looking for the highest available benefit limits to protect your trip. This plan covers trips up to $100,000 for trip cancellation and includes a $250,000 per person limit Primary Medical Coverage with coverage for Pre-Existing Medical conditions on plans purchased prior to or with final trip payment. Includes minimum coverage of $2,000 for potential quarantine accommodations/lodging expenses. COVID-19 MEDICAL EXPENSES may be covered and treated the same as any other sickness. Meets Costa Rica Travel Insurance Requirements. The Optional Cancel for Any Reason (CFAR) provides reimbursement for 75% of the prepaid, non-refundable, forfeited payments you paid for your trip if you cancel your trip for any reason not otherwise covered by this policy. Must be purchased with initial policy and within 21 days of the initial trip deposit date, and the full, nonrefundable trip cost is insured. This plan is only available to U.S. Citizens and U.S. Residents and can be purchased for a trip cost of $0 to $100,000. It includes $250,000 of primary Medical Coverage and Trip Delay of $2,000 for accommodations/lodging expenses. Upon purchase, you will receive a visa letter that you can upload using this link - https://salud.go.cr - to the Costa Rica Health Pass website and complete the required paperwork to get your QR code to show airport authorities upon arrival to Costa Rica. Customize & Buy View Brochure Underwritten by: Nationwide Safe Travels International (For Non US Citizens) Travel Medical and other benefits, for anyone while traveling from their Home Country but NOT valid for travel from, in, or to the United States of America. Rates are based on age and plan options. Effective 1/28/2021 at 11AM, This plan includes $2,000 of trip delay quarantine lodging expenses and Unexpected Recurrence of a Pre-Existing Medical Condition benefit of $20,000 up to age 65 and $10,000 over age 65. This Coverage can be purchased for a minimum of five (5) days up to a maximum of 364 days. If a minimum of 5 days is purchased, the policy term may be extended with uninterrupted coverage for up to 2 years. COVID-19 EXPENSES, up to the amount selected, are covered and treated as any other sickness. This is stated on the VISA Letter and in the policy wording that you receive with the order **Plans purchased after January 28, 2021 at 11AM CST meets Costa Rica Rica requirements to get a Health Pass. This plan is not available to US citizens unless they live in the origin country. Upon purchase, you will receive a visa letter that you can upload using this link - https://salud.go.cr - to the Costa Rica Health Pass website and complete the required paperwork to get your QR code to show airport authorities upon arrival to Costa Rica. Customize & Buy View Brochure Underwritten by: Nationwide Safe Travels International Cost Saver (For Non US Citizens) Travel Medical and other benefits, for anyone while traveling from their Home Country but NOT valid for travel from, in, or to the United States of America. Rates are based on age and plan options. Effective 1/28/2021 at 11AM, This plan includes $2,000 of trip delay quarantine lodging expenses and $2,500 of Unexpected Recurrence of a Pre-existing condition benefit. This Coverage can be purchased for a minimum of five (5) days up to a maximum364 days. If a minimum of 5 days is purchased, the policy term may be extended with uninterrupted coverage for up to 2 years. COVID-19 EXPENSES, up to the amount selected, are covered and treated as any other sickness. This is stated on the VISA Letter and in the policy wording that you receive with the order. **Plans purchased after January 28, 2021 at 11AM CST meets Costa Rica Rica requirements to get a Health Pass. This plan is not available to US citizens unless they live in the origin country. Customize & Buy View Brochure Underwritten by: Nationwide ¡Pura vida! Costa Rica te espera.

Group travel insurance policies offer comprehensive benefits to cover travelers' main concerns, including Trip Cancellation and Trip Interruption, Emergency Medical, Medical Evacuation, and Travel Delay coverage. NECESITA VIAJE INDIVIDUAL / MULTI SEGURO DE VIAJE? Ofrecemos planes de seguro de viaje grupal, en varias formas, de nuestra amplia variedad de proveedores preferidos. > Planes integrales Estos planes están diseñados para muchos tipos diferentes de grupos de viaje. La mayoría ofrece cobertura de cancelación, interrupción, equipaje, atención médica, dental, evacuación de emergencia, asistencia en viaje las 24 horas, demora de equipaje, demora en el viaje y muerte accidental. > Planes médicos de viaje Estos planes están diseñados para muchos tipos diferentes de grupos que viajan y brindan cobertura médica para viajes de hasta un año de duración. Algunos incluyen cobertura por evacuación, vuelo, muerte accidental, equipaje limitado e interrupción del viaje. > Planes de muerte accidental Los planes por muerte accidental y desmembramiento (AD&D) están diseñados para viajeros que realizan un solo viaje, pero también pueden redactarse anualmente para individuos, empresas o grupos. Los planes AD&D brindan protección en caso de pérdida de la vida o lesión por desmembramiento durante el viaje. Estos planes se pueden suscribir con límites de beneficios de hasta $ 20 millones. > Asegurar viajes en grupo Un grupo de viaje de 10 o más personas puede tener sus propias necesidades. Si tiene un grupo de 10 o más personas que viajan en las mismas fechas de salida y regreso al mismo destino, llame y hable con un representante de seguros de viaje grupal. Ellos lo dirigirán a la mejor opción de plan para usted y su grupo. NECESITA VIAJE INDIVIDUAL / MULTI SEGURO DE VIAJE? Atlas Travel Group Insurance 10% reduced rate for families and groups of 5 or more. It offers coverage for unexpected medical expenses - including COVID-19-related expenses - and an Emergency Medical Evacuation benefit. Missionary groups traveling to provide aid to local communities Student groups studying abroad or taking a trip overseas Organizations whose members travel worldwide Families and friend groups of 5 or more travelers looking to save money by purchasing a group plan Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 GeoBlue Voyager Choice Group Plan 10% discount on groups of 5 or more. Choice of varying medical limits and deductibles. For trips outside the U.S. up to 6 months for ages 95 and younger*. Coverage of COVID-19 testing and treatment. Post-departure trip interruption up to $500. Covers pre-existing conditions for medical services and medical evacuation. Requires a primary health plan Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724

Tokio Marine Holdings, Inc, is a multinational insurance holding company headquartered in Tokyo, Japan. It is the largest property/casualty insurance group in Japan in terms of revenue and is the parent company for the Tokio Marine Group which employs 39,000 people in 38 countries worldwide. Tokio Marine Holdings, Inc, es un holding de seguros multinacional con sede en Tokio, Japón. Es el grupo de seguros de propiedad y accidentes más grande de Japón en términos de ingresos y es la empresa matriz de Tokio Marine Group, que emplea a 39.000 personas en 38 países en todo el mundo. Visit website Por qué elegir World Trips A lo largo de los años, TOKIO MARINE now WORLD TRIPS ha ganado una vasta experiencia en la defensa del progreso y hemos llegado a comprender la importancia de cómo los seguros pueden utilizarse como una herramienta para afrontar desafíos financieros, vivir en voz alta y asumir riesgos formidables que son vitales. para cosechar el éxito. Así es como el seguro ha hecho posibles muchos milagros de hoy en día porque le ha dado al hombre común la confianza para tomar riesgos sin miedo. Desde 1998, han estado ayudando a los viajeros internacionales a navegar por el mundo con confianza. Ofrece una variedad de planes de seguro médico de viaje adaptables y económicos para satisfacer las necesidades de personas y grupos que viajan por placer, negocios, trabajo misionero, estudios en el extranjero y más. Los servicios de seguro médico de World Trips han diseñado la serie Atlas para eliminar los riesgos de los viajes internacionales, para que pueda tener un viaje agradable y productivo. Empaque protección integral para sus viajes, ya sean personales o de negocios. Elija entre los planes Classic o Premier y esté protegido de emergencias importantes o inconvenientes comunes de viaje. Planes integrales Atlas Journey® Insurance Short-term trip cancellation insurance for U.S. residents traveling domestically and abroad. Atlas Journey is comprehensive trip protection insurance for domestic and international travel. Choose from three levels of coverage: Atlas Journey Premier, Atlas Journey Preferred, and Atlas Journey Economy. Atlas Journey offers coverage for trip cancellation, trip interruption, travel delay, missed connection, and other travel-related benefits. It also provides coverage for emergency medical expenses and medical evacuation Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Atlas On-The-Go® Insurance Short-term travel insurance for U.S. residents traveling at home or abroad. Atlas On-The-Go is a travel insurance plan featuring reimbursement for trips that are cut short unexpectedly. This plan also provides coverage for medical emergencies, baggage damage or loss, missed connections, and other travel interruptions. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Planes médicos de viaje Atlas Travel® Insurance Short-term travel health insurance for individuals traveling outside of their home country. Whether you're traveling abroad for business or pleasure, Atlas Travel insurance can offer an international coverage plan for you. Atlas Travel can cover trips between 5 and 364 days. In addition to medical benefits for unexpected injuries and illnesses, Atlas Travel insurance offers benefits for emergency medical evacuation, terrorism, political evacuation, recreational sports and activities, and more. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Atlas MultiTrip™ Insurance Short-term travel health insurance for individuals taking multiple international trips throughout the year outside of their home country. Atlas MultiTrip is annual travel health insurance for individuals and their families who plan to take multiple trips abroad in a one-year period. Travelers can make one payment and receive international health coverage for multiple trips of up to 30 or 45 days each, as elected by the insured. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Planes de especialidad Student Secure® International Insurance International student health insurance for students pursuing their education outside of their home country. StudentSecure is designed to meet the insurance needs of full-time students and scholars studying abroad. The StudentSecure series offers four levels of coverage—Elite, Select, Budget, and Smart—so you can choose the plan that fits your needs and budget. These plans may include coverage for emergency medical evacuation, leisure sports and activities, mental health treatment, maternity and more. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Atlas Group® Insurance Short-term travel health insurance for groups of 5 or more traveling outside of their home country. Atlas Group is travel health insurance offered to groups of 5 or more individuals who are traveling abroad for up to 364 days. This plan provides the same benefits and services of our popular Atlas Travel plan at a 10% reduced group rate. Designed for missionary groups, student groups, business professionals, and families, Atlas Group provides coverage for unexpected medical expenses, emergency medical evacuation, repatriation of remains, and more. Customize & Buy View Brochure Underwritten By: United States Fire Insurance Company Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724 Visite su sitio web para conocer la gama completa de planes y beneficios disponibles Visita la página web Quiere asegurarse con Viajes por el mundo? Un multilingue Equipo de asistencia en viaje de emergencia 24 horas al día, 7 días a la semana Información de contacto para viajes por el mundo > Atención al cliente 800-605-2282 > Horas de funcionamiento Todos los días, las 24 horas del día Correo electrónico de reclamaciones Ampliar o renovar la cobertura > Horas de operación de reclamos: Todos los días, las 24 horas del día > Contacto de reclamaciones Tel: 800-605-2282 Fax: 317-262-2140 Sitio web de reclamaciones de proveedores Asistencia de emergencia > Enviar por correo a Tokio Marine HCC - Grupo de servicios de seguros médicos Apartado de correos 2005 Farmington Hills, Michigan 48333 Presentar reclamaciones / guía Encuentre un médico / hospital

Travelex Insurance Services is a leading travel insurance provider in North America with over 55 years of combined industry expertise of helping people dream, explore and travel with confidence. Travelex is committed to delivering exceptional products and services to their clients. IMG es un proveedor galardonado de servicios de asistencia y beneficios de seguros globales. Durante más de 25 años, han permitido que los miembros se preocupen menos y experimenten más al brindar la protección que necesitan, respaldada por el apoyo que se merecen. Desde 1990, IMG ha apoyado a millones de personas en casi todos los países proporcionando productos, servicio al cliente y beneficios de clase mundial. Visit website Por qué elegir IMG Insurance IMG sabe que las razones para viajar internacionalmente son muchas y variadas, por eso sus productos también lo son. Su enfoque de servicio completo para proporcionar productos de seguro médico internacional incluye brindar servicios a los vacacionistas, aquellos que trabajan o viven internacionalmente por períodos cortos o prolongados, personas que viajan con frecuencia entre países y aquellos que mantienen varios países de residencia. El equipo dedicado de especialistas internacionales y multilingües y profesionales de servicio al cliente altamente capacitados respaldan los beneficios que los miembros necesitan con los servicios que desean. IMG ofrece una línea completa de planes de protección de viaje que incluyen iTravelInsured Travel Lite , iTravelInsured Travel SE e iTravelInsured Travel LX , que brindan diferentes niveles de cobertura para cancelación de viaje, demora de equipaje, interrupción de viaje, beneficios médicos y muchos otros eventos relacionados con viajes y gastos. Estos planes fueron diseñados para protegerlo de pérdidas financieras en caso de que ocurra algo malo antes o durante su viaje. As the world’s only integrated travel risk and crisis response provider, their services include: Evacuate members from the point of illness or injury to the nearest appropriate health care facility. Complete duty of care and travel risk management services Advisory service including assistance managing local health care systems, visa and passport issues, translation, legal referrals, detailed destination reports and real-time event alerts. Security evacuation in the event of natural disasters, a terrorist attack, a government-ordered evacuation, or civil unrest. Location tracking and alerts to keep track of employees and loved ones in real time. 24/7 access to world-class medical experts for real-time video consultations and treatment Enterprise and destination preparation, monitoring, staffing, support and response services. Planes integrales Travel Plan 7, 14 or 30 day Memberships are available as well as Annual Memberships for: Medical Evacuation, Security Evacuation, Crisis Response Individual and Family Memberships Security and Medical Memberships Field rescue & medical evacuation Medical advisory & intelligence Destination reports & alerts Transport to home hospital of choice Customize & Buy View Brochure Underwriter: United States Fire Insurance Company. High Altitude Plan For individuals traveling above 15,000 ft (4,600 m) during any part of their trip (excluding airplane travel). Includes all services in a Travel plan membership Emergency physical transport due to injury or illness. Customize & Buy View Brochure Underwriter: United States Fire Insurance Company. Total Care Plan Includes all services in a Travel membership Medical Evacuation, Security Evacuation, Crisis Response Plus 24/7/365 immediate virtual consults with physicians Urgent & specialty consults Prescriptions, labs and imaging Customize & Buy View Brochure Underwriter: United States Fire Insurance Company. Visite su sitio web para conocer la gama completa de planes y beneficios disponibles Visita la página web Quiere asegurarse con Seguro IMG? Whatever the emergency, wherever you are, we are there to help. Información de contacto de IMG Insurance > Atención al cliente 866-263-0669 Correo electrónico de reclamaciones Compare Plans > Enviar a 2960 North Meridian Street Indianápolis, IN 46208